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    <title>topic Rebuilding post BK-7 Joint in Bankruptcy</title>
    <link>https://ficoforums.myfico.com/t5/Bankruptcy/Rebuilding-post-BK-7-Joint/m-p/6134013#M74651</link>
    <description>&lt;P&gt;Hello Everyone,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have read around on building credit here for a while now. I recently went through a Bk and it was discharged about 2 months ago. It was the hardest decision I had to make at such a young age but it was the best for my family. I would like suggestions on being able to build credit the safest way possible. I burned Cap 1, Credit 1, 2 Local Credit Unions, Barclays, NFCU (Hurt the most).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Things I have done Post DC:&lt;/P&gt;&lt;P&gt;Verified all accounts show as discharge except Student Loans&lt;/P&gt;&lt;P&gt;Opened Self Account&lt;/P&gt;&lt;P&gt;Open Secured Credit Card With TD Bank&lt;/P&gt;&lt;P&gt;Open Ollo Credit Card $300 Limit&lt;/P&gt;&lt;P&gt;Open Premier Bank Credit Card $700 Limit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My goal is to simply let my credit sit and be used the minium as possible but I would like to be able to get a travel rewards card to be able to earn travel on my everyday bills and someday use the points for my vacations from work.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestion would help. I started working on mine and next would be time to work on the credit for my wife.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the help in advance!&lt;/P&gt;</description>
    <pubDate>Sun, 13 Sep 2020 04:26:19 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-09-13T04:26:19Z</dc:date>
    <item>
      <title>Rebuilding post BK-7 Joint</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/Rebuilding-post-BK-7-Joint/m-p/6134013#M74651</link>
      <description>&lt;P&gt;Hello Everyone,&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have read around on building credit here for a while now. I recently went through a Bk and it was discharged about 2 months ago. It was the hardest decision I had to make at such a young age but it was the best for my family. I would like suggestions on being able to build credit the safest way possible. I burned Cap 1, Credit 1, 2 Local Credit Unions, Barclays, NFCU (Hurt the most).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Things I have done Post DC:&lt;/P&gt;&lt;P&gt;Verified all accounts show as discharge except Student Loans&lt;/P&gt;&lt;P&gt;Opened Self Account&lt;/P&gt;&lt;P&gt;Open Secured Credit Card With TD Bank&lt;/P&gt;&lt;P&gt;Open Ollo Credit Card $300 Limit&lt;/P&gt;&lt;P&gt;Open Premier Bank Credit Card $700 Limit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My goal is to simply let my credit sit and be used the minium as possible but I would like to be able to get a travel rewards card to be able to earn travel on my everyday bills and someday use the points for my vacations from work.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestion would help. I started working on mine and next would be time to work on the credit for my wife.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the help in advance!&lt;/P&gt;</description>
      <pubDate>Sun, 13 Sep 2020 04:26:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/Rebuilding-post-BK-7-Joint/m-p/6134013#M74651</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-09-13T04:26:19Z</dc:date>
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