https://ficoforums.myfico.com/t5/Bankruptcy/Auto-refi-with-AutoPay-DP/m-p/6143889#M74787 <P class="lia-indent-padding-left-30px">Was told by a rep today during a partial application for an auto refi that they do not have any lenders that refi for anyone that has a bankruptcy in the last 12 months. &nbsp;And very few that would consider the application with a bankruptcy in the last 24 months. I was soooo tempted by the credit karma recommendation that I provided my social security number for a soft pull and mentioned the bankruptcy in conversation. Extremely thankful for the rep who shared the info before I allowed them to hard pull (potentially numerous times). Current FICO arnd 640 per this forum. Hope this helps! And Happy rebuilding!</P> Wed, 23 Sep 2020 22:56:39 GMT Lrn2liv1 2020-09-23T22:56:39Z https://ficoforums.myfico.com/t5/Bankruptcy/Auto-refi-with-AutoPay-DP/m-p/6143889#M74787 <P class="lia-indent-padding-left-30px">Was told by a rep today during a partial application for an auto refi that they do not have any lenders that refi for anyone that has a bankruptcy in the last 12 months. &nbsp;And very few that would consider the application with a bankruptcy in the last 24 months. I was soooo tempted by the credit karma recommendation that I provided my social security number for a soft pull and mentioned the bankruptcy in conversation. Extremely thankful for the rep who shared the info before I allowed them to hard pull (potentially numerous times). Current FICO arnd 640 per this forum. Hope this helps! And Happy rebuilding!</P> Wed, 23 Sep 2020 22:56:39 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Auto-refi-with-AutoPay-DP/m-p/6143889#M74787 Lrn2liv1 2020-09-23T22:56:39Z