https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146347#M74803 <P>Consider looking into the BofA, US Bank secured cards. Navy if eligible. As well as a local CU.</P> Sat, 26 Sep 2020 18:58:55 GMT blindambition 2020-09-26T18:58:55Z https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146252#M74800 <P>Would it be beneficial if I add myself as an authorized user to my wife's BOA credit card(750$), she had the card for 6 years and the account is in good standing but sometimes she only makes the minimum payment on the card.</P><P>I've been out of chapter 7 for about 5 weeks now and so far I only have a 300$ credit one card. My scores are at 560 Across the board.</P><P>&nbsp;</P> Sat, 26 Sep 2020 16:56:01 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146252#M74800 Anonymous 2020-09-26T16:56:01Z https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146255#M74801 <P>I wouldn't suggest it. That works better on cards which PIF. Otherwise it raises your utilization.</P><P>Have you tried the Disco pre-qual?</P> Sat, 26 Sep 2020 17:01:05 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146255#M74801 blindambition 2020-09-26T17:01:05Z https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146285#M74802 <P>I burned capital one for a 1200$&nbsp;</P><P>i did try the discover pre Qualifier but no luck, it says No match&nbsp;</P> Sat, 26 Sep 2020 17:34:18 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146285#M74802 Anonymous 2020-09-26T17:34:18Z https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146347#M74803 <P>Consider looking into the BofA, US Bank secured cards. Navy if eligible. As well as a local CU.</P> Sat, 26 Sep 2020 18:58:55 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Authorize-user/m-p/6146347#M74803 blindambition 2020-09-26T18:58:55Z