https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/900232#M7528 <P>Thanks! I will check into that</P> Thu, 21 Apr 2011 03:10:38 GMT Jayla127 2011-04-21T03:10:38Z https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/899162#M7525 <P>Last year Jan 2010 I filed for bankruptcy and listed every creditor I had.&nbsp; My bankruptcy was discharged in July 2010.&nbsp; I checked my credit reports to make sure everything was reporting correctly.&nbsp; I noticed that Fingerhut still reports charge off. on Equifax, but on TransUnion it states the account is Unrated! (What does that mean?) I called the credit bureaus who stated they would confirm with Fingerhut. The CSR also said I could contact them myself, which I did. The collections rep told me that the account was sold to another company before the BK.&nbsp; The CO company was removed from my CR but Fingerhut will not budge.&nbsp; They are the only company that is reporting bad debt well everyone else states IIB. Is there anything I can do to make them report correctly?</P> Wed, 20 Apr 2011 05:53:13 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/899162#M7525 Jayla127 2011-04-20T05:53:13Z https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/899904#M7526 <P>If the account was CO<STRONG><U> before</U></STRONG> the BK, then they are reporting correctly.&nbsp; You can&nbsp;ask them to report it as included in BK, they have no obligation to do so though.&nbsp;</P> Wed, 20 Apr 2011 22:23:31 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/899904#M7526 kjm79 2011-04-20T22:23:31Z https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/900232#M7528 <P>Thanks! I will check into that</P> Thu, 21 Apr 2011 03:10:38 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/900232#M7528 Jayla127 2011-04-21T03:10:38Z https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/1833649#M11185 <P>Fingerhut is still reporting Charged off on my credit reports. I call them and they told me that the debt is now owned by Jefferson Credit. I call Jefferson and was told i paid they debt back in June 2011. Who do i need to contact to fix this? Fingerhut? It seems from the previous posts that they arent helpful. I didnt not file for any bankruptcy so my situation may be different.</P> Fri, 25 Jan 2013 19:32:50 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/1833649#M11185 Anonymous 2013-01-25T19:32:50Z https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/1835123#M11195 <P>i am no expert, but if figerhut charged it off and sold it to another company then their reporting correctly perhaps.&nbsp;</P> Sat, 26 Jan 2013 16:52:57 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Fingerhut-still-reporting-charge-off-bad-debt-post-bankruptcy/m-p/1835123#M11195 Anonymous 2013-01-26T16:52:57Z