https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208603#M75987 <P>Yes, what you heard about 2 years post discharge is the "norm."</P><P>&nbsp;</P><P>I, however, got an auto loan from them only 3 months post discharge. I was told by the underwriter that they have an 'investor" that backs any of their auto loans where the consumer is less than 2 years post discharge...they said the minimum rate was 4.99 and I got 4.99.</P><P>&nbsp;</P><P>I do now have another auto loan with them&nbsp;@ 2.99% on 72 months that I received around 3 years post filing.</P><P>&nbsp;</P><P>Best of luck!</P> Fri, 18 Dec 2020 22:34:16 GMT DebtStinks 2020-12-18T22:34:16Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208078#M75980 <P class="lia-align-center">I just opened a savings with Penfed and wanted to apply for a car. I'm 4 months post dc. I've seen previously that they wanted you to be 2 yrs post but some ppl have gotten them less than a year. Tia!</P> Fri, 18 Dec 2020 12:39:57 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208078#M75980 Honeykissez 2020-12-18T12:39:57Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208603#M75987 <P>Yes, what you heard about 2 years post discharge is the "norm."</P><P>&nbsp;</P><P>I, however, got an auto loan from them only 3 months post discharge. I was told by the underwriter that they have an 'investor" that backs any of their auto loans where the consumer is less than 2 years post discharge...they said the minimum rate was 4.99 and I got 4.99.</P><P>&nbsp;</P><P>I do now have another auto loan with them&nbsp;@ 2.99% on 72 months that I received around 3 years post filing.</P><P>&nbsp;</P><P>Best of luck!</P> Fri, 18 Dec 2020 22:34:16 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208603#M75987 DebtStinks 2020-12-18T22:34:16Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208732#M75989 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1021898">@DebtStinks</a>&nbsp; Oh wow that's great. Unfortunately I got denied so I'll continue to wait.&nbsp;</P> Sat, 19 Dec 2020 01:03:19 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208732#M75989 Honeykissez 2020-12-19T01:03:19Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208794#M75991 <P>I'll say this...looking at your scores from August this year compared to December are a huge difference with any lender.</P><P>&nbsp;</P><P>It might be worth a try looking at it again...either with another lender or soon again with PenFed.</P><P>&nbsp;</P><P>Best of luck!</P> Sat, 19 Dec 2020 02:27:03 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208794#M75991 DebtStinks 2020-12-19T02:27:03Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208842#M75994 <P>I'm 5 months post discharge CH7. Opened up Savings account 3 months ago with Penn Fed and Navy Fed. I only kept $500 in Penn Fed. I applied for a CC was appproved for $3.5k with Penn Fed. with a 707 Equifax score Fico 9. I also applied for refinance with Penn Fed was denied. Reason stated Bankrupsy.&nbsp;</P><P>I can only get secured card from Navy everything else was denied.</P> Sat, 19 Dec 2020 04:26:07 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208842#M75994 ballysdad 2020-12-19T04:26:07Z https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208965#M75995 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1092278">@ballysdad</a>&nbsp; Congrats on the card! I was denied for the card. Eq 9 is 666. I have the secured nfcu card also and hoping I graduate in February.&nbsp;</P> Sat, 19 Dec 2020 12:47:13 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Anybody-get-an-auto-loan-with-Penfed/m-p/6208965#M75995 Honeykissez 2020-12-19T12:47:13Z