topic Re: Wahoo! 14 months post CH7 Discharge and Broke 700 on EQ in Bankruptcy

Wahoo! 14 months post CH7 Discharge and Broke 700 on EQ

cammyfive — Wed, 06 Jan 2021 13:31:56 GMT

I just wanted to share my FICO update as of this morning. My EQ FICO Auto 08 has eek'ed above 700 and my other non-auto FICO 08 and 09 are all in the middle to upper 600s! This was after I did the AZEO method (left $18 on one account with a total revolving limit of around $4500 spread across 3 cards). Interestingly, my EQ has an embarassing number of inquiries (26!!!!) over the last 2 years so that is the last item I have to work on other than being patient. My TU will hopefully update with 1% UTL tomorrow.

Re: Wahoo! 14 months post CH7 Discharge and Broke 700 on EQ

angelofmusic86 — Wed, 06 Jan 2021 13:38:54 GMT

@cammyfive wrote:
I just wanted to share my FICO update as of this morning. My EQ FICO Auto 08 has eek'ed above 700 and my other non-auto FICO 08 and 09 are all in the middle to upper 600s! This was after I did the AZEO method (left $18 on one account with a total revolving limit of around $4500 spread across 3 cards). Interestingly, my EQ has an embarassing number of inquiries (26!!!!) over the last 2 years so that is the last item I have to work on other than being patient. My TU will hopefully update with 1% UTL tomorrow.

Congrats, that's amazing!

Re: Wahoo! 14 months post CH7 Discharge and Broke 700 on EQ

AllZero — Wed, 06 Jan 2021 16:49:38 GMT

Congratulations on your success. Job well done! Good luck on your credit journey.

Re: Wahoo! 14 months post CH7 Discharge and Broke 700 on EQ

Bankrupt2019 — Wed, 06 Jan 2021 20:53:49 GMT

Congrats! The success while rebuilding from BK7 is so exhilarating!!