https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307519#M78021 <P>I didn't included them in my Chp7, but I still owe them 400 on a old closed checking account.&nbsp; They said even though i didnt included them they still ate the 400. I have no problem paying the 400 as long as it helps me in the long run.&nbsp;</P> Mon, 19 Apr 2021 17:42:23 GMT rebuilding88 2021-04-19T17:42:23Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307491#M78018 <P>Just called and they reopened my checking and saving account.&nbsp; How long should I wait to appy for the secured card? My discharge was 4/12</P> Mon, 19 Apr 2021 17:23:14 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307491#M78018 rebuilding88 2021-04-19T17:23:14Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307504#M78019 <P>Were they included in the bk? If so, did you pay them back in full? If you don't pay them, regardless of being included in BK, you'll be blacklisted from credit products until you do. If they weren't included or you paid them back, you just have to wait until their system updates.</P> Mon, 19 Apr 2021 17:33:35 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307504#M78019 Brian_Earl_Spilner 2021-04-19T17:33:35Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307519#M78021 <P>I didn't included them in my Chp7, but I still owe them 400 on a old closed checking account.&nbsp; They said even though i didnt included them they still ate the 400. I have no problem paying the 400 as long as it helps me in the long run.&nbsp;</P> Mon, 19 Apr 2021 17:42:23 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307519#M78021 rebuilding88 2021-04-19T17:42:23Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307532#M78022 <P>Yeah, as soon as you pay them, they should update the system and you'll be good to go.</P> Mon, 19 Apr 2021 17:50:12 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307532#M78022 Brian_Earl_Spilner 2021-04-19T17:50:12Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307534#M78023 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1101798">@rebuilding88</a>&nbsp;wrote:<BR /><P>I didn't included them in my Chp7, but I still owe them 400 on a old closed checking account.&nbsp; They said even though i didnt included them they still ate the 400. I have no problem paying the 400 as long as it helps me in the long run.&nbsp;</P><HR /></BLOCKQUOTE><P>All around with NFCU it would be worthwhile to pay it. $400 isn't too bad. The sooner the better as some things can seem to take awhile to incorporate into their system. I would ask directly and flat out how soon would that reflect in their system and then when would that person recommend it's ok for you to apply for the nRewards secured card? 🙏🏻🙏🏻🙏🏻 Good luck 🍀 with it all. 🙏🏻 And report back here, leaving a breadcrumb trail.&nbsp;</P> Mon, 19 Apr 2021 17:52:54 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307534#M78023 Anonymous 2021-04-19T17:52:54Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307899#M78030 Congratulations on your membership reopening! Tue, 20 Apr 2021 01:06:48 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307899#M78030 AllZero 2021-04-20T01:06:48Z https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307973#M78033 <P>Congrats&nbsp;</P> Tue, 20 Apr 2021 02:07:04 GMT https://ficoforums.myfico.com/t5/Bankruptcy/I-am-back-in-with-NavyFed/m-p/6307973#M78033 Anonymous 2021-04-20T02:07:04Z