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    <title>topic 3 Months After Discharge Here's My Progress in Bankruptcy</title>
    <link>https://ficoforums.myfico.com/t5/Bankruptcy/3-Months-After-Discharge-Here-s-My-Progress/m-p/6345385#M78748</link>
    <description>&lt;P&gt;Tomorrow will make 3 months past my discharge date which was March 8, 2021.&amp;nbsp;I had great credit until I didn't. My student loans reported upside down and creditors started reducing my limits, destroying my Fico score. This was my last option but I have no regrets. Since my discharge I have gotten the following:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Dell Financial- $5000 pulled Experian - March 2021&lt;/P&gt;&lt;P&gt;Williams and Sonoma- $1500 (SCT)- May 2021&lt;/P&gt;&lt;P&gt;Pottery Barn- $1000 (SCT) - May 2021&lt;/P&gt;&lt;P&gt;Lexus - Preapproved for $2500 -May 2021 Didn't apply&lt;/P&gt;&lt;P&gt;Toyota - Preapproved for $1500 -May 2021 Didn't apply&lt;/P&gt;&lt;P&gt;Ann Taylor- approved with SCT Didn't apply- May 2021&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 No Hardpulls&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Capital One preapproval in March told me to apply for Platinum and Quick Silver One&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Capital One preapproval in June told me to apply for Savor and Quick Silver! I didn't apply yet&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;Fico was 615 in March&amp;nbsp; Fico is around 630 in June&lt;/P&gt;&lt;P&gt;Every card in my signature got burned in my Chapter 7 plus other store cards&lt;/P&gt;</description>
    <pubDate>Mon, 07 Jun 2021 23:08:22 GMT</pubDate>
    <dc:creator>MoBra</dc:creator>
    <dc:date>2021-06-07T23:08:22Z</dc:date>
    <item>
      <title>3 Months After Discharge Here's My Progress</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/3-Months-After-Discharge-Here-s-My-Progress/m-p/6345385#M78748</link>
      <description>&lt;P&gt;Tomorrow will make 3 months past my discharge date which was March 8, 2021.&amp;nbsp;I had great credit until I didn't. My student loans reported upside down and creditors started reducing my limits, destroying my Fico score. This was my last option but I have no regrets. Since my discharge I have gotten the following:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Dell Financial- $5000 pulled Experian - March 2021&lt;/P&gt;&lt;P&gt;Williams and Sonoma- $1500 (SCT)- May 2021&lt;/P&gt;&lt;P&gt;Pottery Barn- $1000 (SCT) - May 2021&lt;/P&gt;&lt;P&gt;Lexus - Preapproved for $2500 -May 2021 Didn't apply&lt;/P&gt;&lt;P&gt;Toyota - Preapproved for $1500 -May 2021 Didn't apply&lt;/P&gt;&lt;P&gt;Ann Taylor- approved with SCT Didn't apply- May 2021&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 No Hardpulls&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Capital One preapproval in March told me to apply for Platinum and Quick Silver One&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Capital One preapproval in June told me to apply for Savor and Quick Silver! I didn't apply yet&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;Fico was 615 in March&amp;nbsp; Fico is around 630 in June&lt;/P&gt;&lt;P&gt;Every card in my signature got burned in my Chapter 7 plus other store cards&lt;/P&gt;</description>
      <pubDate>Mon, 07 Jun 2021 23:08:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/3-Months-After-Discharge-Here-s-My-Progress/m-p/6345385#M78748</guid>
      <dc:creator>MoBra</dc:creator>
      <dc:date>2021-06-07T23:08:22Z</dc:date>
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