topic Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!! in Bankruptcy

6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Fri, 01 Oct 2021 15:06:55 GMT

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

FireMedic1 — Fri, 01 Oct 2021 21:23:34 GMT

Nice little haul. Congrats. Now its time to let them grow your profile. Any installments? No more store cards.

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

jjbryant3 — Sat, 02 Oct 2021 02:34:06 GMT

Wow I don't even see how that's possible to bypass all the bankruptcy cap 1 cards to a 10k venture. I thought I was doing good with the plat and Walmart Mastercard

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

Crowhelm — Sat, 02 Oct 2021 03:12:01 GMT

@MoBra wrote:
6 Months After Discharge Here's My Rebuilding Progress
CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668
Dell Financial- $5000 pulled Experian - March 2021
Williams and Sonoma- $1500 (SCT)- May 2021
Pottery Barn- $1000 (SCT) - May 2021
Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021
Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards
Lexus - Preapproved for $2500 -May 2021 Didn't apply
Toyota - Preapproved for $1500 -May 2021 Didn't apply
Ann Taylor- approved with SCT Didn't apply- May 2021

Wow, don't get me wrong I am happy for you but Capital One is truly the most forgiving credit card company. You burned them on three cards and they immediately handed you a 10K card?

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

FinStar — Sat, 02 Oct 2021 03:15:13 GMT

@Crowhelm wrote:
@MoBra wrote:
6 Months After Discharge Here's My Rebuilding Progress
CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668
Dell Financial- $5000 pulled Experian - March 2021
Williams and Sonoma- $1500 (SCT)- May 2021
Pottery Barn- $1000 (SCT) - May 2021
Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021
Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards
Lexus - Preapproved for $2500 -May 2021 Didn't apply
Toyota - Preapproved for $1500 -May 2021 Didn't apply
Ann Taylor- approved with SCT Didn't apply- May 2021

Wow, don't get me wrong I am happy for you but Capital One is truly the most forgiving credit card company. You burned them on three cards and they immediately handed you a 10K card?

That's exactly what the OP posted. Seems like Capital One liked their profile (post-BK) and gave them a $10K limit. Not all lenders are that flexible or forgiving so it seem the OP fared well.

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

NYC_Fella — Sat, 02 Oct 2021 12:57:56 GMT

@MoBra wrote:
6 Months After Discharge Here's My Rebuilding Progress
CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668

That's awesome. Capital One gave me a $300 SL 6 months after BK (they were IIB) and never increased it. I finally dumped them. Seems they are getting more lenient.

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Sat, 02 Oct 2021 13:56:15 GMT

Thanks. No installments yet and no more store cards!

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Sat, 02 Oct 2021 14:00:35 GMT

I see them give 3k cards the day after a BK or after discharge. I waited for months to apply even though they pre-approved me for Savor Venture and Quick Silver months ago. The initial approvals was for Platinum and Quick Silver One. I kept waiting until I felt my limit would be high enough

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

jjbryant3 — Sat, 02 Oct 2021 15:04:28 GMT

@MoBra wrote:
I see them give 3k cards the day after a BK or after discharge. I waited for months to apply even though they pre-approved me for Savor Venture and Quick Silver months ago. The initial approvals was for Platinum and Quick Silver One. I kept waiting until I felt my limit would be high enough

youre the only person I have ever seen get not only that cl post 7 but skipping the bk7 starter cards. I've never seen anyone bypass those just months out of 7.

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Sat, 02 Oct 2021 16:55:43 GMT

That's a new data point then, I have been getting these preapprovals since August see date in bottom right hand of picture

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

NYC_Fella — Sat, 02 Oct 2021 19:16:06 GMT

@MoBra wrote:
That's a new data point then, I have been getting these preapprovals since August see date in bottom right hand of picture

Looks like they are getting more generous!

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

FLLGuy — Sun, 03 Oct 2021 04:01:09 GMT

@MoBra wrote:
6 Months After Discharge Here's My Rebuilding Progress
CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668
Dell Financial- $5000 pulled Experian - March 2021
Williams and Sonoma- $1500 (SCT)- May 2021
Pottery Barn- $1000 (SCT) - May 2021
Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021
Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards
Lexus - Preapproved for $2500 -May 2021 Didn't apply
Toyota - Preapproved for $1500 -May 2021 Didn't apply
Ann Taylor- approved with SCT Didn't apply- May 2021

Did Venture show up in your pre-approval list or did you cold app? (((( Nevermind ..... i just read your screenshot must have missed it )))) that's pretty freaking amazing you got catapulted man!!! congrats!!!

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Mon, 04 Oct 2021 15:37:31 GMT

Thank you! I think it's pretty good as well

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

angelofmusic86 — Tue, 05 Oct 2021 01:32:49 GMT

Congrats!

I'm low-key jelous over your limit as I'm over here with my $0AF and Walmart Cap1 cards combined being at $6.3k lol.

Re: 6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

MoBra — Tue, 05 Oct 2021 03:19:06 GMT

No worries we're gonna all get there 🥰