topic BK showing twice on my credit report in Bankruptcy

BK showing twice on my credit report

Anonymous — Wed, 08 Dec 2021 18:53:19 GMT

Hi,

I filed for BK in July 2019 and it was dismissed because I did not complete the required information to move forward. I reapplied for bankruptcy in August 2019 and it was discharged.

My question is, can the bankruptcy that was dismissed be removed from my credit report if I dispute it? What would I have to submit to the CRA to make that happen?

Thanks in advance!

Re: BK showing twice on my credit report

FireMedic1 — Wed, 08 Dec 2021 21:56:33 GMT

Did you file on your own?

Re: BK showing twice on my credit report

Anonymous — Wed, 08 Dec 2021 22:00:28 GMT

Nope. It was filed by my attorney.

Re: BK showing twice on my credit report

Anonymous — Thu, 09 Dec 2021 22:34:21 GMT

@FireMedic1 I didn't file on my own. I had an attorney.

@FireMedic1 wrote:
Did you file on your own?

Re: BK showing twice on my credit report

dragontears — Fri, 10 Dec 2021 00:50:43 GMT

@Anonymous wrote:
Hi,
I filed for BK in July 2019 and it was dismissed because I did not complete the required information to move forward. I reapplied for bankruptcy in August 2019 and it was discharged.
My question is, can the bankruptcy that was dismissed be removed from my credit report if I dispute it? What would I have to submit to the CRA to make that happen?

Thanks in advance!

Sounds like you filed twice so having 2 BK on your reports is correct.

Having a BK dismissed doesn't make it go away from a reporting perspective.

Re: BK showing twice on my credit report

FireMedic1 — Fri, 10 Dec 2021 10:12:39 GMT

Well since they're only a month apart. Sounds like the lawyer messed something up and then fixed it so you could be fully DC'ed. I'd talk to him/her and ask what they can do with the court. Theres only 1 BK lawyer on here and doesnt come too often. On the bright side. Least it went thru and your debt free.