https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6470698#M80839 <P>Hey Everyone, jsut thought I would share my experience here!&nbsp;</P><P>&nbsp;</P><P>My Chapter 7 bankruptcy was discharged 4/2020, and I have been rebuilding since. I moved my fico from 469 to 657 so far, and I have gotten a few of my wishlist cards back during this time. I have been doing the soft pull approval for the apple card for about a year now, every month and was always hit with the denial due to "recently filing bankruptcy". The other night I had gotten an email stating "Your apple card is waiting...", I followed the link and applying figuring I was going to be denied again. Shocking to me I was approved for a $4,000 SL and interest at 19.99% which is lower than their highest at 23.49%. I was shocked! I guess everyone is different and there is no strict timeline for the approval.</P><P>They pulled Transunion.</P><P>TU:662</P><P>INQ:13</P><P>AAoC: 1year 7months</P><P>Only negative was 2 late payments from student loans and bankruptcy.&nbsp;</P> Sun, 09 Jan 2022 05:17:45 GMT rhopkins1999 2022-01-09T05:17:45Z https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6470698#M80839 <P>Hey Everyone, jsut thought I would share my experience here!&nbsp;</P><P>&nbsp;</P><P>My Chapter 7 bankruptcy was discharged 4/2020, and I have been rebuilding since. I moved my fico from 469 to 657 so far, and I have gotten a few of my wishlist cards back during this time. I have been doing the soft pull approval for the apple card for about a year now, every month and was always hit with the denial due to "recently filing bankruptcy". The other night I had gotten an email stating "Your apple card is waiting...", I followed the link and applying figuring I was going to be denied again. Shocking to me I was approved for a $4,000 SL and interest at 19.99% which is lower than their highest at 23.49%. I was shocked! I guess everyone is different and there is no strict timeline for the approval.</P><P>They pulled Transunion.</P><P>TU:662</P><P>INQ:13</P><P>AAoC: 1year 7months</P><P>Only negative was 2 late payments from student loans and bankruptcy.&nbsp;</P> Sun, 09 Jan 2022 05:17:45 GMT https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6470698#M80839 rhopkins1999 2022-01-09T05:17:45Z https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6470949#M80841 <P>Congrats on the apple card approval !&nbsp; <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Sun, 09 Jan 2022 17:21:07 GMT https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6470949#M80841 pizzadude 2022-01-09T17:21:07Z https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6471016#M80842 <P>Congratulations on your Apple Card approval!!</P> Sun, 09 Jan 2022 19:37:23 GMT https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6471016#M80842 mrcraft 2022-01-09T19:37:23Z https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6471122#M80845 <P>Congrats on the nice approval!</P> Sun, 09 Jan 2022 23:56:54 GMT https://ficoforums.myfico.com/t5/Bankruptcy/GS-APPLE-CARD-APPROVAL/m-p/6471122#M80845 coreyb80 2022-01-09T23:56:54Z