topic Re: Credit Karma Update in Bankruptcy

Credit Karma Update

Fortnite323 — Fri, 15 Apr 2022 03:36:39 GMT

Is this normal to happen when filling BK7?

On my credit karma it says Navy Federal CU has been removed from credit report and also Merrick bank. I never disputed them my update was today and I got a score increase by 8 points 573 on EQ

is that normal when filing bankruptcy

and also on my experian I got 25 accounts total on TU only has 16 and EQ has 22

before I filed BK I did dispute most of them and some did get removed and never came back it's been over a year since I did but since I filed BK 7 on 3/15 I never applied or did nothing at all with credit and today it says 2 accounts was removed NFCU,Merrick Bank

my 341 meeting over Zoom is on 18th I'm so nervous I've been doing lot of reading about it

and my experian score updated today also got a 7 point increase from 1 of my accounts reporting $0 remake:chapter 7 BK

EX 543

EQ 573

TU 607

EX 2 Inqs

EQ 3 Inqs

TU 20 Inqs but hopefully they get removed soon there coming up 2 years in May

Re: Credit Karma Update

sihmud — Fri, 15 Apr 2022 15:48:50 GMT

@Fortnite323

my navy federal auto loan was removed completely from my transuion report when I filed. I reaffirmed my auto so it reappeared on my Experian and equifax but it never came back to my transition. I was pissed because it's 2 years of perfect payment history not reportin to transunion. I've called navy multiple times and they keep saying it will reappear next month but it never does. So to answer your question yes it is possible for it to be removed when filling. Will it appear again? I'm not sure

Re: Credit Karma Update

Anonymous — Sat, 16 Apr 2022 01:29:37 GMT

Hey thanks for the super helpful reply. I'm not sure how I missed that thread. I haven't quite mastered the search function on here. I think I'll pass with him this time around. If i want any further guideline we will contact you here https://ficoforums.myfico.com/t5/Bankruptcy/Credit-Karma-results -Update/m-p/6521760.

Re: Credit Karma Update

FireMedic1 — Sat, 16 Apr 2022 14:45:17 GMT

They may have removed them for a short period so they dont look like they are collecting on a filed BK. They'll appear agin most likely. The MoC's is a piece of cake. Its over before it started it that fast. Your inq's quit affecting FICO scores after 1 yr. They do fall off at 2 yrs yes.

Best of luck on your new fresh start. Dont rush and go out and start applying everwhere. Slow and steady wins the race. Keep us updated.