topic Re: Accounts updated in Bankruptcy

Accounts updated

madmann26 — Mon, 13 Feb 2023 20:04:28 GMT

As I review my credit reports, I see that quite a few accounts that were IIB, mysteriously have a new/current "Last Updated Date". This appears to be Transunion only at this time and EQ/Exp are showing the correct date.

See below.

I was discharged in June 2022.

Thanks,

Re: Accounts updated

FireMedic1 — Mon, 13 Feb 2023 23:30:12 GMT

A chapter 13 bankruptcy is also called a wage earner's plan. Did they change the wording 12/22?

Re: Accounts updated

TRC_WA — Tue, 14 Feb 2023 18:48:55 GMT

TU has done the same to me... and my score up until recently has also been 10-15 pts lower than EQ and EX because of it. These "updates" for whatever reason seem to trigger score drops... maybe it's an age related thing.

I quit caring in 2023... I'm down to a few months and I will have a clean TU report via EE. They just deleted a collection a a couple accounts last month and the rest should be gone by July along with the PR.

Re: Accounts updated

madmann26 — Mon, 27 Feb 2023 15:10:13 GMT

I'd have to review some older reports to know.

Re: Accounts updated

madmann26 — Mon, 27 Feb 2023 15:11:50 GMT

Yea, I'm not sure I care as much right now. I thought it was odd to me that it was "updated".

This comes off 1/2024 or 2/2024 depending on which CRA you look at.