topic Re: Autoloan with American Honda after BK 13 Discharge in Bankruptcy https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6708309#M85756 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1139097">@thehoustonhammer</a>&nbsp;, welcome and Congratulations on your approval. &nbsp;<BR /><BR /></P><P>Guyatthebeach</P> Mon, 11 Sep 2023 01:15:42 GMT Guyatthebeach 2023-09-11T01:15:42Z Autoloan with American Honda after BK 13 Discharge https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6706929#M85749 <P>I hope this post helps someone.&nbsp; I was able to get an autoloan for 2024 Honda CR-V on day 13 after discharge.&nbsp; Data points below.</P><UL><LI>Dischatge Date 08/18/23</LI><LI>Dealer and American Honda Fin only pulled Equifax.&nbsp; Our scores 693 and 731 FICO 8 I assume.</LI><LI>Rate was 5.9 for 72 months.&nbsp; Offered lease and lower rate for shorter term</LI><LI>Down payment 7k but was offered anywhere from 1k to 4k.&nbsp; Car price was MSRP.&nbsp; Very limited inventory.</LI><LI>Household income 162k</LI><LI>Already have&nbsp; 6 month old 42k PenFed loan at 5.85 with about $12k down.</LI></UL><P>Good luck rebuilding everyone!</P> Sun, 03 Sep 2023 20:26:30 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6706929#M85749 thehoustonhammer 2023-09-03T20:26:30Z Re: Autoloan with American Honda after BK 13 Discharge https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6706934#M85751 <P>Welcome <a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1139097">@thehoustonhammer</a> and congrats on the new ride!</P> Sun, 03 Sep 2023 20:38:28 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6706934#M85751 FireMedic1 2023-09-03T20:38:28Z Re: Autoloan with American Honda after BK 13 Discharge https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6708309#M85756 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1139097">@thehoustonhammer</a>&nbsp;, welcome and Congratulations on your approval. &nbsp;<BR /><BR /></P><P>Guyatthebeach</P> Mon, 11 Sep 2023 01:15:42 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Autoloan-with-American-Honda-after-BK-13-Discharge/m-p/6708309#M85756 Guyatthebeach 2023-09-11T01:15:42Z