topic Re: CapOne in BK in Bankruptcy

CapOne in BK

compassion101 — Mon, 19 Aug 2024 05:09:14 GMT

If someone goes ch 7 but has zero balance on CapOne cards, is capone likely to either let you keep the card or offer a new one very soon after? Or is it the same as what I've read as their typical where they may take you back after 6 months or so?

Re: CapOne in BK

FireMedic1 — Mon, 19 Aug 2024 08:21:05 GMT

They are very forgiving. But more than likely it will be a Plat that can be upgraded to a QS. QS1 will follow out of the gate.

Re: CapOne in BK

Throttle — Tue, 20 Aug 2024 03:10:51 GMT

I received a QS1 with $3k SL almost exactly 1 year from discharge date. They will forgive relatively quickly.

Re: CapOne in BK

CaptainConcorde — Sun, 08 Sep 2024 21:46:52 GMT

I had a Cap1 Venture when I filed that was $0 balance. They closed it. Within two days of discharge (March) I used the prequal tool for a Quicksilver and was approved for $3000. About two months later I used the prequal tool again for a Platinum and was approved for $2000. I had a long history with them prior to filing (like 20 years) and a couple car loans with them in the past. They raised the limit on the QS to $3300 without me asking a couple of months ago.