topic Expenses in Bankruptcy

Expenses

Leesa0926 — Fri, 20 Sep 2024 15:11:12 GMT

I'm trying to make a budget cheat to find out about qualification.

I'm in FL. I can look up the minimums as far as food etc but I was wondering if anybody had a list of expenses they calculated when they filled out the information. I.e gas, car maintenance, etc. what did you use?

It's for 3 people. I'm not planning on finding till December and the attorney will handle most of it but I'm trying to get an idea of what I would qualify or what my disposable income is left over.

Re: Expenses

LoanServicingGuru — Wed, 25 Sep 2024 23:53:55 GMT

Website to review and download all required BK forms to file petition and schedules- https://www.uscourts.gov/forms/bankruptcy-forms

Official Form 106J- Look up this form and it will detail/list out all expenses ect
Schedule J: Your Expenses

Bankruptcy Forms Chapter 7 Filers Must Use in Individual Cases

101 Voluntary Petition for Individuals Filing for Bankruptcy

106Dec Declaration About an Individual Debtor's Schedules

106Sum Summary of Your Assets and Liabilities and Certain Statistical Information

106A/B Schedule A/B: Property

106C Schedule C: The Property You Claim as Exempt

106D Schedule D: Creditors Who Hold Claims Secured by Property

106E/F Schedule E/F: Creditors Who Have Unsecured Claims

106G Schedule G: Executory Contracts and Unexpired Leases

106H Schedule H: Your Codebtors

106I Schedule I: Your Income

106J Schedule J: Your Expenses

107 Statement of Financial Affairs for Individuals Filing Bankruptcy

108 Statement of Intention for Individuals Filing Under Chapter 7

121 Your Statement About Your Social Security Numbers

122A-1 or 122A-1Supp Chapter 7 Statement of Your Current Monthly Income or Statement of Exemption from Presumption of Abuse Under §707(b)(2)

2010 Notice Required by 11 U.S.C. §342(b) for Individuals Filing for Bankruptcy (the notice must be provided to filer but the local court determines whether it must be filed with the other bankruptcy forms)

Creditor Matrix or List: You'll provide a mailing label list of your creditors using a format determined by your local bankruptcy court. The "Local Chapter 7 Bankruptcy Forms" section below explains how to find this requirement

Re: Expenses

MileHigh96 — Thu, 26 Sep 2024 14:49:39 GMT

@Leesa0926 wrote:
I'm trying to make a budget cheat to find out about qualification.

I'm in FL. I can look up the minimums as far as food etc but I was wondering if anybody had a list of expenses they calculated when they filled out the information. I.e gas, car maintenance, etc. what did you use?

It's for 3 people. I'm not planning on finding till December and the attorney will handle most of it but I'm trying to get an idea of what I would qualify or what my disposable income is left over.

With my attorney, she told me when I was filling out the schedules of expenses, to be fairly liberal with the numbers so long as you don't go way overboard and make it obvious that you are exagerating the amounts.

Re: Expenses

kcladyz — Sat, 12 Oct 2024 13:54:32 GMT

its hard to estimate. i did a google search to find the national averages. a go dlawyer will help you calculate