topic Re: How to request EE for BK on Transunion in Bankruptcy

How to request EE for BK on Transunion

waltz4aidan — Fri, 29 Nov 2024 18:36:40 GMT

I've read several topics on here how to request EE for BK on TransUnion. Mine is scheduled to drop off in March 2025 so I would like to request EE. I don't see an option as "other" or too old to report to request this. Which option do I select?

Re: How to request EE for BK on Transunion

waltz4aidan — Fri, 29 Nov 2024 18:38:50 GMT

these are the options I can only see:

This public record is paid, satisfied or released
This public record was dismissed or filed in error

The amount is incorrect

The date(s) is/are incorrect

This item never went to judgment

This public record contains multiple inaccuracies

The bankruptcy chapter, status and/or dates are

incorrect

Re: How to request EE for BK on Transunion

JoeRockhead — Fri, 29 Nov 2024 20:33:42 GMT

I would say to just pick one of the available options. Once you make a selection you should get a comment box available on the next page. In that box politely state that you're requesting early exclusion of the item as it's too old to report.

Re: How to request EE for BK on Transunion

waltz4aidan — Sun, 01 Dec 2024 16:22:06 GMT

It worked! Thank you for the advice!

Re: How to request EE for BK on Transunion

JoeRockhead — Sun, 01 Dec 2024 17:58:16 GMT

Nicely done, congratulations @waltz4aidan

Re: How to request EE for BK on Transunion

halah — Mon, 02 Dec 2024 03:17:44 GMT

The EE worked? Congrats.

Mine was due to fall off this month and I disputed in August. It took weeks to hear back from them (did work though).

Re: How to request EE for BK on Transunion

waltz4aidan — Fri, 06 Dec 2024 04:27:18 GMT

Mine worked in minutes. Mine isn't due to fall off until march so I gave it a shot .My fico TU score jumped to 751 from the mid 650s! I'm hoping my Experian and Equifax will do the same when my BK is removed from them in march!

Re: How to request EE for BK on Transunion

Ant — Fri, 03 Jan 2025 13:09:22 GMT

I'd EE your EX this month and it will come off also. congrats.

Re: How to request EE for BK on Transunion

waltz4aidan — Sat, 04 Jan 2025 15:53:56 GMT

I just submitted a request.. fingers crossed !

Re: How to request EE for BK on Transunion

Rogue46 — Sat, 04 Jan 2025 16:42:50 GMT

From what I can tell TU is instant removal, Experian takes their time after you put in the request and forget about Equifax.

Re: How to request EE for BK on Transunion

waltz4aidan — Sat, 04 Jan 2025 18:28:31 GMT

Yep! I did TransUnion already and it was pretty nearby! I submitted a request for Experian today. I’m going to leave Equifax alone like everyone suggests ☺️

Re: How to request EE for BK on Transunion

waltz4aidan — Fri, 10 Jan 2025 01:40:43 GMT

So… I filed a “dispute” online a few days ago with EX and asked to remove it early since I just hit the 3 months before it was set to be removed. I called customer service today to follow up and a lady told me they couldn’t remove it early, and I needed to wait until April. I was bummed so told her okay, and asked her to just cancel my “dispute”. I logged into my EX account and notice she did cancel my dispute, BUT the BK was removed from my CR!!! My score just jumped from 663 to 706. There are a few CCs that are still listed as closed that were listed in my BK, but honestly I’ll just wait for them to drop off in April 😊😊.. now I’m patiently waiting for EQ to fall off naturally in April!