topic Re: Capital One Spark Approved in Business Credit

Capital One Spark Approved

kymanicreditlady — Wed, 15 Jul 2015 00:28:14 GMT

Been in business since 9/2014

Started working on business credit April 2015

I have 3 net 30 accounts

Reliable

Quill

Amazon ( Net 55 w/ $ 6500 limit PIF)

690 Score across the board / No baddies just high limits

60% utl

Approved for Capital One Spark

$ 500 limit

Denied for :

Amex Simply Cash and Chase ink

Reaseon : High limits

* Will Try Again in January

Any one know how Cap 1 is with Business CLI ?

Re: Capital One Spark Approved

gdale6 — Wed, 15 Jul 2015 01:00:12 GMT

Grats on your new card

Dont know about the CLI on it hopefully someone else will be able to answer you on it.

Re: Capital One Spark Approved

Anonymous — Wed, 15 Jul 2015 21:35:34 GMT

No sad face.. Enjoy the card. Use it heavily and CAP 1 will reward you.

Re: Capital One Spark Approved

myjourney — Wed, 15 Jul 2015 23:49:21 GMT

Congrats on the sparks card and welcome to the family

In time and with use it will grow

Re: Capital One Spark Approved

SouthJamaica — Fri, 17 Jul 2015 22:11:20 GMT

@kymanicreditlady wrote:
Been in business since 9/2014
Started working on business credit April 2015
I have 3 net 30 accounts
Reliable
Quill
Amazon ( Net 55 w/ $ 6500 limit PIF)
690 Score across the board / No baddies just high limits
60% utl
Approved for Capital One Spark
$ 500 limit

Denied for :
Amex Simply Cash and Chase ink
Reaseon : High limits
* Will Try Again in January

Any one know how Cap 1 is with Business CLI ?

Cap One is good with CLI's.

Re: Capital One Spark Approved

DaveInAZ — Wed, 22 Jul 2015 21:23:53 GMT

@kymanicreditlady wrote:
Been in business since 9/2014
Started working on business credit April 2015
I have 3 net 30 accounts
Reliable
Quill
Amazon ( Net 55 w/ $ 6500 limit PIF)
690 Score across the board / No baddies just high limits
60% utl
Approved for Capital One Spark
$ 500 limit

Denied for :
Amex Simply Cash and Chase ink
Reaseon : High limits
* Will Try Again in January

Any one know how Cap 1 is with Business CLI ?

I just got an invitation letter w/code in the mail today. I'm thinking about it, the 2% rewards is pretty nice, but I especially liked the $500 cashback for charging $4500 in the first 3 months - how in the world are you supposed to charge $4500 in 3 mos with a $500 CL?

Re: Capital One Spark Approved

kymanicreditlady — Fri, 24 Jul 2015 02:47:14 GMT

lol I was wondering the same thing.. Others say they are good with increases.. we will see I have 3 cards with them now all at 30 % Utl

Re: Capital One Spark Approved

kymanicreditlady — Fri, 24 Jul 2015 02:47:57 GMT

Good to know !! Thank you

Re: Capital One Spark Approved

CTEKS — Sat, 20 Feb 2016 20:52:54 GMT

@kymanicreditlady wrote:

Any one know how Cap 1 is with Business CLI ?

I received approval for a Spark Business Card on 10/08/2015 at $10,000. Have been putting a few thousand on it a month and paying statement balance the day before due date each month. Submitted for CLI on 02/20/2016 via their website. Was approved for a $6,000 bump.

Re: Capital One Spark Approved

SouthJamaica — Sun, 21 Feb 2016 02:13:09 GMT

@kymanicreditlady wrote:
Been in business since 9/2014
Started working on business credit April 2015
I have 3 net 30 accounts
Reliable
Quill
Amazon ( Net 55 w/ $ 6500 limit PIF)
690 Score across the board / No baddies just high limits
60% utl
Approved for Capital One Spark
$ 500 limit

Denied for :
Amex Simply Cash and Chase ink
Reaseon : High limits
* Will Try Again in January

Any one know how Cap 1 is with Business CLI ?

Yes they're excellent. Use the card a lot. Keep paying it down to zero asap. They'll give you auto CLI's every 6 mos., maybe more frequently.

Re: Capital One Spark Approved

kymanicreditlady — Sat, 27 Feb 2016 04:21:16 GMT

Thanks, still no CLI .. Will try again September !

Re: Capital One Spark Approved

myjourney — Sat, 27 Feb 2016 04:25:09 GMT

@kymanicreditlady wrote:
Thanks, still no CLI .. Will try again September !

Keep the faith and good luck