topic Re: Have a question need some knowledge please in Business Credit

Have a question need some knowledge please

Anonymous — Tue, 19 Jan 2016 01:31:10 GMT

Good Evening Forum Members

I am curious if anyone has ever applied for the Walmart Business Credit Card Account from Synch Bank, If you could tell me what the results were and if you were denied what were the grounds for denial I have offically started my business and am trying to create tradelines for the business itself. I already have a personal Walmart Mastercard in good standing with them so i can give them a PG.

Secondly should I call the 3 CRA's and notify them that I am self employed so it can be added to my CR ?

Thanks for reading my post as always comments and advice are welcome.

Have a Blessed Evening

Re: Have a question need some knowledge please

MyDataMyChoice — Tue, 19 Jan 2016 03:08:15 GMT

I cannot find out how to apply for WALMART NO PG

You can apply at customer service or at home online but it requires PG

***I Would apply for the SAMS CLUB NO PG Business Account*** (Can be used at Walmart) ***May get lucky and get a No PG Mastercard**!

Re: Have a question need some knowledge please

Anonymous — Tue, 19 Jan 2016 03:24:22 GMT

Hello and thanks for the reply,

My intention is to build some sort of business credit for the company based on my FEIN and I dont have an issue with a PG if it means the CC will report to the CRA's under my business name and FEIN as well as my own personal score. The bottom line to all of this is to have open tradelines started with my new company. I am not paying Dun & Bradstreet $699 to create a file and do a credit verification and business background check or $300 + to create a Paydex report either. I have read from several posts both here in myFico and other forums that lenders dont even take a business's DUNS file into consideration and that while they are legit they are shady and commission hungry vultures.

Thanks for taking the time to read my post and for replying back to me.

Have a great evening

Re: Have a question need some knowledge please

MyDataMyChoice — Tue, 19 Jan 2016 05:10:55 GMT

Get a FREE DUNS and Register with SOS and list Phone# in 411

Get all the Free Net 30's *Uline Grainger UPS etc..

We have NO PG 10K BJs Wold MC

Revolving No PG Sams Club Store 5K

Revolving No PG Amazon 4K

Amex Gold Business Charge

5K Ink Cash Visa Signature Business

Spark Classic 2K Visa Business

and today 40K net 30 at sunbelt

Just get some Net 30 accounts to report... usuually you have to buy some $50 items... let it report...

We have never paid money to DNB

Re: Have a question need some knowledge please

Anonymous — Tue, 19 Jan 2016 23:34:01 GMT

DUNS wants $600 for a credit monitor check program the free number doesnt help I am already legally registered with SOS everything is filed had legal zoom do it all got a toll free number for business still have to get it listed I turned in commercial app to Advanced Auto Parts today for a net30 account dont need UPS i dont sell products I am a transport company transporting cars from dealers to auctions one truck and a trailer

Not sure I would need uline either the only one I really want is Cap 1 spark classic since I have two personal cards with them for over a year and in good standing and a staples business card but they are underwritten by CIti and both Citi CHase and AMEX wont do anything at all for me

Re: Have a question need some knowledge please

Anonymous — Tue, 19 Jan 2016 23:37:54 GMT

Is sams business card still owned by discover because I dont have a chance with them

Re: Have a question need some knowledge please

Bobbyjohnson — Wed, 20 Jan 2016 01:41:13 GMT

I had the WalMart Business card a couple of years ago. At the time they did not have ONLINE Portal or Billpay, which made it a real pain to want to use the card. Not sure if they've added online features yet. You might want to check that out beforehand.

Re: Have a question need some knowledge please

lindsaydruart — Wed, 20 Jan 2016 05:04:45 GMT

@Anonymous wrote:
Is sams business card still owned by discover because I dont have a chance with them

It's Mastercard now and it does not require PG.