topic Re: Recommended Business CC in Business Credit

Recommended Business CC

turninganewleaf — Tue, 06 Nov 2007 17:05:37 GMT

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Re: Recommended Business CC

Creditaddict — Tue, 06 Nov 2007 17:09:37 GMT

www.Firstequitycard.com but that's by invitation only.. just went and looked... as soon as your a registered business, I would be surprised if you didn't get those offers though.

Capitalone also has some good business cards

office depot gives out there business card pretty easy.

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 00:02:37 GMT

No need for invitation. You can apply at this link. Good Luck with the Application.

http://www.financeglobe.com/Finance/card921.php

I got approved for $3k limit for the Visa.

Re: Recommended Business CC

Anonymous — Wed, 14 Nov 2007 00:16:10 GMT

Cool I just got the Cap one Biz which doesn't report. Think I'll wait onthis one til myOD and staples start reporting. I have a personal card with them and it is my best rate yet

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 00:56:49 GMT

Hi Brammy, you said OD and Staples. What is OD?

I did not know firstequity offered personal card. Can you send me a link to it.

When you applied for CapOne Biz card they must have pulled all 3 CR's. That must have costed you 3 points. They pulled all 3 for me and then said not approved.

I am glad firstequity approved me for 3K with out any questions asked. I seem to like that card.

Re: Recommended Business CC

Anonymous — Wed, 14 Nov 2007 00:59:40 GMT

concorduser wrote:

Hi Brammy, you said OD and Staples. What is OD?

I did not know firstequity offered personal card. Can you send me a link to it.

When you applied for CapOne Biz card they must have pulled all 3 CR's. That must have costed you 3 points. They pulled all 3 for me and then said not approved.

I am glad firstequity approved me for 3K with out any questions asked. I seem to like that card.

OD is office depot and they give theirs out pretty easily just like Staples.

Soory for te confusion but the sute on finance globe says this card is issued by Columbus Bank and Trust. I have a Visa with the at 1% over prime.

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 01:08:27 GMT

Thanks Brammy. I have OD card too. I like it and use it often. In the last 2 months I have acquired close to 16 business cards with PG for my startup. In Jan I am planning on going for Line of Credit for my startup. and take my startup nationwide.

That is the reason I am cleaning up my personal credit too. Hope early next year my score would go up from 650 - 700. Amex sent me an offer to get Oasis if I pay $10.5k from 1994 my then employer did not pay and I am stuck with it.

It is lot of money, that too I owed it because my then employer did not pay. am debating if I should go ahead and take up the offer and get Optima Oasis and later Amex Business Card. I might just go for it and give my self Oasis as Christmas gift for me from my self.

We will see.

Re: Recommended Business CC

Creditaddict — Wed, 14 Nov 2007 04:57:54 GMT

just a warning... Amex business cards DO report to personal unlike all these other business cards that don't

Re: Recommended Business CC

Creditaddict — Wed, 14 Nov 2007 05:07:18 GMT

WOW, staples goes soley on business, no personal backer!!!! APPROVED!!!

Home Depot does too if over 2 years old.

ANYONE ELSE APPROVE OFF BUSINESS ONLY?????

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 10:11:25 GMT

There are lot of cards you can get with Business only, with out perosnal credit. With Duns Number, Business EIN Number,. Business Checking Account, Two years in business,

So far, I am able to get OfficeDepot, Staples, ExxonMobil, Shell, Sunoco, Valero, ARCO, BP, Target, Sams, Lowes, HomeDepot, Amazon, OfficeMax. I am going for Sears / Macy's / JC Penny / RadioShack / Dell / Apple in the next few weeks.

There are few others I could get. What am I going to do that many more accounts. All these with Business Credit only, no Personal. I'll not even provide my SSNO on the application.

Re: Recommended Business CC

Anonymous — Wed, 14 Nov 2007 12:26:28 GMT

@Creditaddict wrote:
WOW, staples goes soley on business, no personal backer!!!! APPROVED!!!
Home Depot does too if over 2 years old.
ANYONE ELSE APPROVE OFF BUSINESS ONLY?????

Which Home Depot? There looks to be 3 for biz: commercial revolving charge, commercial account and Biz Rewards MasterCard. I've had the commercial revolving charge since 1997 and it's always reported on my personal credit report. They didn't have the biz rewards mc at the time...

Re: Recommended Business CC

CreditDrama85 — Wed, 14 Nov 2007 14:27:58 GMT

capital one seems to be a good business credit card. did not make an inquiry with all 3 credit bureaus. only equifax and only reporting to equifax.

Re: Recommended Business CC

Anonymous — Wed, 14 Nov 2007 14:34:06 GMT

CreditDrama85 wrote:

capital one seems to be a good business credit card. did not make an inquiry with all 3 credit bureaus. only equifax and only reporting to equifax.

Gotta check my reports again. Are they reporting to your personal report? ost people who have this card say that it doesn't wasn't looking for another card to report to my personal

Thats why I got the stupid card. Too many biz expenses on my personal cards

BTW they hit all three of mine even though I have a personal card with them

Message Edited by Brammy on 11-14-2007 09:32 AM

Message Edited by Brammy on 11-14-2007 09:34 AM

Re: Recommended Business CC

CreditDrama85 — Wed, 14 Nov 2007 14:37:45 GMT

i still havent figured it out. maybe it reports based on the business structure. yes i was told by cap1 it would only report to equifax and it is reporting. that is the only credit bureau which they made an inquiry with too. i thought that was weird, because cap one usually makes an inquiry with all 3 cbs.

Re: Recommended Business CC

llecs — Wed, 14 Nov 2007 15:21:49 GMT

Although its not a CC, I thought Dell was easy to get. They asked for a FEIN and no PG. Got 5k w/out any DnB rating.

Had Advanta too several years back. High APR but seemed generous with CL.

Message Edited by llecs on 11-14-2007 07:21 AM

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 15:48:29 GMT

Hi llecs, Where did you apply for Dell? When I tried to apply it asked my ssno also in addition to my FEIN. I did not proceed. If you have a link to where you applied could you please send it to me? Thanks.

Re: Recommended Business CC

llecs — Wed, 14 Nov 2007 16:04:55 GMT

concorduser wrote:
Hi llecs, Where did you apply for Dell? When I tried to apply it asked my ssno also in addition to my FEIN. I did not proceed. If you have a link to where you applied could you please send it to me? Thanks.

I retraced my steps just a second ago and here is what I did:

I went to Dell and clicked Small & Med. Biz link. I went to Shop and selected a computer and chose the specific model (w/out configuring). I just clicked a link for "Apply". Clicking that will open a new window with the application and it'll ask for contact info, biz name, FEIN, etc. I don't think there is a link that could be posted here because it'll link back to the computer I clicked on. I do know, from experience, that the phone number you put down has to be in your biz name. Good luck.

Message Edited by llecs on 11-14-2007 08:04 AM

Re: Recommended Business CC

Creditaddict — Wed, 14 Nov 2007 16:59:47 GMT

Recent instant Approvals:

Office Max

Staples

Shell

Applied for:

Sears

Target you have to be in business for 3 years if you don't want to personal back it.

all the visa business cards im finding require personal backing.

any that don't???

Re: Recommended Business CC

Creditaddict — Wed, 14 Nov 2007 17:35:00 GMT

Dell - $10k!!!! I have 2 Dell Business Accounts now, both 10k

I LOVE DELL! to bad they didn't have a visa!

Re: Recommended Business CC

Red1Blue — Wed, 14 Nov 2007 18:52:14 GMT

Hi CreditAddict. Congractulations. When did you apply and when did you get approved. It is a good news. I'll try to apply too. Few days ago when I started applying for Dell it asked for my social and aborted the app.

Also does any one who would approve a line of credit with out PG for business? I looked on the net I did not find any reliable source. Any ideas or suggestions?