topic Re: verification or grilling? in Business Credit

verification or grilling?

Anonymous — Fri, 12 Feb 2016 09:43:05 GMT

Apped for the Chase Ink PLUS and got "Thanks for Applying. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. We look forward to speaking with you. Please reference XXXXXXXXXXXX when you call. We look forward to speaking with you."

Call or no?

Re: verification or grilling?

Anonymous — Fri, 12 Feb 2016 10:01:41 GMT

I had same message when I applied. Didn't call, got approved 5 days later

Re: verification or grilling?

Anonymous — Fri, 12 Feb 2016 10:03:35 GMT

Just called automated status line and it said something like getting a decision to me in 2 weeks. 99% approval or still 50/50?

Re: verification or grilling?

EdMan63 — Fri, 12 Feb 2016 11:26:20 GMT

Call them.

Re: verification or grilling?

CreditCuriosity — Fri, 12 Feb 2016 12:26:28 GMT

I would avoid it personally and let it play out unless you want to answer most likely all sorts of questions. They will call you or reach out to you if they need anything as others stated it usually will get approved automatically sometime within the next few days to few weeks and avoid the UW's

Re: verification or grilling?

takeshi74 — Fri, 12 Feb 2016 15:10:38 GMT

@Anonymous wrote:
Call or no?

Your call to make. I wouldn't.

@Anonymous wrote:
Just called automated status line and it said something like getting a decision to me in 2 weeks. 99% approval or still 50/50?

X days/weeks does not indicate anything regarding the outcome with any creditor/product.

It's not just random odds. It's about your credit profile, income and their underwriting criteria. Whether or not you get approved depends on the results of whatever it is that they need to do.

Re: verification or grilling?

Anonymous — Sat, 13 Feb 2016 01:38:40 GMT

gonna just wait it out and see what happens

Re: verification or grilling?

Anonymous — Sat, 13 Feb 2016 02:13:55 GMT

Good call on waiting it out. Typically those end up being a firing squad when they just shoot questions at you back to back