https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4459888#M13882 Well after a long two weeks and thinking I'd be receiving a denial letter... I open my PO Box today to find two envelopes from JC Penny saying "It's Here!!!".<BR /><BR />Got two generic business cards and one for my busn partner for a total of 3 cards with a $2k SL.<BR /><BR />No PG was required and no Hp. (They don't even ask for your SSN but rather your EIN). They did an inquiry on my DUNS profile and my Experian business profile.<BR /><BR />Went to JC Penny today and used it for the first time, worked with no issues <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Wed, 17 Feb 2016 02:46:18 GMT Anonymous 2016-02-17T02:46:18Z https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4459888#M13882 Well after a long two weeks and thinking I'd be receiving a denial letter... I open my PO Box today to find two envelopes from JC Penny saying "It's Here!!!".<BR /><BR />Got two generic business cards and one for my busn partner for a total of 3 cards with a $2k SL.<BR /><BR />No PG was required and no Hp. (They don't even ask for your SSN but rather your EIN). They did an inquiry on my DUNS profile and my Experian business profile.<BR /><BR />Went to JC Penny today and used it for the first time, worked with no issues <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Wed, 17 Feb 2016 02:46:18 GMT https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4459888#M13882 Anonymous 2016-02-17T02:46:18Z https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4462223#M13896 congrats on the approval Thu, 18 Feb 2016 16:13:32 GMT https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4462223#M13896 pizza1 2016-02-18T16:13:32Z https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4463464#M13921 Fri, 19 Feb 2016 08:09:33 GMT https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4463464#M13921 gingerflower 2016-02-19T08:09:33Z https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4463465#M13922 Congrats!!<BR /><BR /> Fri, 19 Feb 2016 08:11:48 GMT https://ficoforums.myfico.com/t5/Business-Credit/JC-Penny-Commercial-Account-Approval/m-p/4463465#M13922 gingerflower 2016-02-19T08:11:48Z