topic Re: Too soon for an Ink App? in Business Credit

Too soon for an Ink App?

Anonymous — Tue, 12 Apr 2016 21:12:41 GMT

Hey everyone,

I am cooling my heels in the garden while I wait to close on my home. Hopefully all will go well and I'll close on time May 3. I'm keeping myself entertained by dreaming about the cards I will apply for after I close. Not only will I have furnishings to pay for this year, but I'm getting married and I'm planing a modest wedding and honeymoon. The plan is to apply for the chase ink( I have a small side buisness), and combine the points with the existing URs from my CSP and Freedom. My concern is that I just got Freedom and CSP July 2015. Should I get something else to help with the purchases and miles and app for the Ink after my year is up? I currently have 4 cards in the two year period.

Also has anyone applied for a card right before they moved? I plan on apping as soon as I close and possibly moving two weeks later. It's possible that I wouldn't know the outcome of the ink application. I've heard stories of 20+ days.

Re: Too soon for an Ink App?

Anonymous — Tue, 12 Apr 2016 21:55:14 GMT

The Ink card is a business card. Do you have a business as I don't see it mentioned in your post...

Re: Too soon for an Ink App?

Anonymous — Tue, 12 Apr 2016 21:59:19 GMT

@Anonymous wrote:
Hey everyone,

I am cooling my heels in the garden while I wait to close on my home. Hopefully all will go well and I'll close on time May 3. I'm keeping myself entertained by dreaming about the cards I will apply for after I close. Not only will I have furnishings to pay for this year, but I'm getting married and I'm planing a modest wedding and honeymoon. The plan is to apply for the chase ink( I have a small side buisness), and combine the points with the existing URs from my CSP and Freedom. My concern is that I just got Freedom and CSP July 2015. Should I get something else to help with the purchases and miles and app for the Ink after my year is up? I currently have 4 cards in the two year period.

Also has anyone applied for a card right before they moved? I plan on apping as soon as I close and possibly moving two weeks later. It's possible that I wouldn't know the outcome of the ink application. I've heard stories of 20+ days.

You're fine timewise to apply for the Ink+. You don't need to wait a year after the other cards. As for the move, you might be better waiting until after so that there's no screwup in delivering the card to you.

Re: Too soon for an Ink App?

Anonymous — Wed, 13 Apr 2016 00:14:33 GMT

@Anonymous wrote:
The Ink card is a business card. Do you have a business as I don't see it mentioned in your post...

Yes- Its- Me you must have missed it. I posted above that I do have a small side buisness, I didn't go into detail because I wasn't asking if I qualified for the card. But since you askeed, despite my typo written posts on the forum, I'm a published fiction author and have been for 14 years. I have 6 books, 7 if you count the 2nd addition and 9 if you count the two that have been translated into Spanish and French. I travel to cons, buy office supplies, pay for internet and phone, web etc and have an accountant who writes all those things off for me come tax time. I also write off my home office space, and a lot of reading and marketing materials. I generally use travel for research and therefore I can write off most of it.

My IRS tax documentation says "writer", however I do ride a desk doing IT/ Operations work for the medical insurance and 401K contributions. Does that qualify me as having a buisness?

Re: Too soon for an Ink App?

Anonymous — Wed, 13 Apr 2016 00:20:26 GMT

@Anonymous wrote:
@Anonymous wrote:
Hey everyone,

I am cooling my heels in the garden while I wait to close on my home. Hopefully all will go well and I'll close on time May 3. I'm keeping myself entertained by dreaming about the cards I will apply for after I close. Not only will I have furnishings to pay for this year, but I'm getting married and I'm planing a modest wedding and honeymoon. The plan is to apply for the chase ink( I have a small side buisness), and combine the points with the existing URs from my CSP and Freedom. My concern is that I just got Freedom and CSP July 2015. Should I get something else to help with the purchases and miles and app for the Ink after my year is up? I currently have 4 cards in the two year period.

Also has anyone applied for a card right before they moved? I plan on apping as soon as I close and possibly moving two weeks later. It's possible that I wouldn't know the outcome of the ink application. I've heard stories of 20+ days.

You're fine timewise to apply for the Ink+. You don't need to wait a year after the other cards. As for the move, you might be better waiting until after so that there's no screwup in delivering the card to you.

Thanks Irish. I was thinking I should probaly wait. When I got the CSP I asked them to mail it to my IT jobs because recpetion could sign for it. I'm thinking that might be a bad idea for a buisness card ;-).

Re: Too soon for an Ink App?

Anonymous — Wed, 13 Apr 2016 01:29:41 GMT

@Anonymous wrote:
@Anonymous wrote:
The Ink card is a business card. Do you have a business as I don't see it mentioned in your post...
Yes- Its- Me you must have missed it. I posted above that I do have a small side buisness, I didn't go into detail because I wasn't asking if I qualified for the card. But since you askeed, despite my typo written posts on the forum, I'm a published fiction author and have been for 14 years. I have 6 books, 7 if you count the 2nd addition and 9 if you count the two that have been translated into Spanish and French. I travel to cons, buy office supplies, pay for internet and phone, web etc and have an accountant who writes all those things off for me come tax time. I also write off my home office space, and a lot of reading and marketing materials. I generally use travel for research and therefore I can write off most of it.

My IRS tax documentation says "writer", however I do ride a desk doing IT/ Operations work for the medical insurance and 401K contributions. Does that qualify me as having a buisness?

Yes, you're qualified

Re: Too soon for an Ink App?

Anonymous — Wed, 13 Apr 2016 21:51:46 GMT

Thanks much, Irish!

Re: Too soon for an Ink App?

Anonymous — Wed, 13 Apr 2016 23:56:59 GMT

@Anonymous wrote:
Thanks much, Irish!

You're very welcome. Enjoy the card when you do apply and are approved.

Re: Too soon for an Ink App?

driftless — Sat, 16 Apr 2016 12:44:42 GMT

@Anonymous wrote:
@Anonymous wrote:
The Ink card is a business card. Do you have a business as I don't see it mentioned in your post...
Yes- Its- Me you must have missed it. I posted above that I do have a small side buisness, I didn't go into detail because I wasn't asking if I qualified for the card. But since you askeed, despite my typo written posts on the forum, I'm a published fiction author and have been for 14 years. I have 6 books, 7 if you count the 2nd addition and 9 if you count the two that have been translated into Spanish and French. I travel to cons, buy office supplies, pay for internet and phone, web etc and have an accountant who writes all those things off for me come tax time. I also write off my home office space, and a lot of reading and marketing materials. I generally use travel for research and therefore I can write off most of it.

My IRS tax documentation says "writer", however I do ride a desk doing IT/ Operations work for the medical insurance and 401K contributions. Does that qualify me as having a buisness?

That is pretty darn cool!