topic Re: Chase Ink Plus Mailer-Applied 30 Days in Business Credit

Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Mon, 11 Jul 2016 03:58:43 GMT

I figured let me pull the trigger and take a chance as I really need the card. I use my Freedom exclusively for business and run about $10Kmonth given its $2,200 limit. I received a mailer and completed the application online. I hope they will approve me. If not, life goes on lol

Annual Revenue: $450K

Personal Income: $49K

EQ 685 TU 671 EX 671

Re: Chase Ink Plus Mailer-Applied 30 Days

Creditplz — Mon, 11 Jul 2016 04:29:11 GMT

I would call the app status line just to hear it. I always used to get the 30 day message & email but phone said 7 days

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Mon, 11 Jul 2016 04:41:23 GMT

@Creditplz wrote:
I would call the app status line just to hear it. I always used to get the 30 day message & email but phone said 7 days

You are so right! I got the dreaded 7/10 ouch! I'll try back next year!

Re: Chase Ink Plus Mailer-Applied 30 Days

Creditplz — Mon, 11 Jul 2016 04:51:38 GMT

Are you over 5/24??? If not you can always try recon HP is already gone

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Mon, 11 Jul 2016 05:02:26 GMT

No 5/24 but I will recon for sure and see what they have to say. There is always another time lol

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Mon, 11 Jul 2016 12:45:17 GMT

@Anonymous wrote:
No 5/24 but I will recon for sure and see what they have to say. There is always another time lol

Don't assume the 7-10 day message is a denial. Quite often approvals are given even after receiving that message. I would continue to monitor the application status line until you either get something in the mail or the message indicates an approval or denial. If denied call in then but I would wait it out until then.

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Mon, 11 Jul 2016 16:59:41 GMT

@Anonymous wrote:
@Anonymous wrote:
No 5/24 but I will recon for sure and see what they have to say. There is always another time lol
Don't assume the 7-10 day message is a denial. Quite often approvals are given even after receiving that message. I would continue to monitor the application status line until you either get something in the mail or the message indicates an approval or denial. If denied call in then but I would wait it out until then.

Thank you Irish...I hope so! All I can do is wait as I have all the time lol

Re: Chase Ink Plus Mailer-Applied 30 Days

gingerflower — Fri, 15 Jul 2016 16:57:23 GMT

IMO its probably verification hang in there be patient and monitor the phone status. Good luck ! Got my fingers crossed for you. Keep us posted!!

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Fri, 15 Jul 2016 20:01:20 GMT

I just called to recon and was declines after a 20 min call. We went over annual revenues, profit and projected revenue for 2017. I had a bad feeling about the analyst...oh well. He could have showed me some love lol

Re: Chase Ink Plus Mailer-Applied 30 Days

mattmyFIC0 — Fri, 15 Jul 2016 22:09:17 GMT

@Anonymous wrote:
I just called to recon and was declines after a 20 min call. We went over annual revenues, profit and projected revenue for 2017. I had a bad feeling about the analyst...oh well. He could have showed me some love lol

The business lending team is brutal to talk with. I have spoken with them twice and it felt like no matter what I said it wasn't the right answer.

Re: Chase Ink Plus Mailer-Applied 30 Days

gingerflower — Sat, 16 Jul 2016 03:10:47 GMT

Sorry Op for the decline...The Analyst must have had a bad day!! And yes, the business lending team is Tough! I was fortunate to have an Excellentt Analyst who asked for business verication and approved my chase ink cash for $17,000

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Sat, 16 Jul 2016 03:29:45 GMT

@mattmyFIC0 wrote:
@Anonymous wrote:
I just called to recon and was declines after a 20 min call. We went over annual revenues, profit and projected revenue for 2017. I had a bad feeling about the analyst...oh well. He could have showed me some love lol
The business lending team is brutal to talk with. I have spoken with them twice and it felt like no matter what I said it wasn't the right answer.

You are right! I felt like I was doing a quarterly earnings conference call for 20 minutes knowing it's a no no no.

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Sat, 16 Jul 2016 03:33:32 GMT

@gingerflower wrote:
Sorry Op for the decline...The Analyst must have had a bad day!! And yes, the business lending team is Tough! I was fortunate to have an Excellentt Analyst who asked for business verication and approved my chase ink cash for $17,000

It's ok...I wish I would have had your an analyst like yours..I'll try back next summer and see how it goes.

Re: Chase Ink Plus Mailer-Applied 30 Days

gingerflower — Sat, 16 Jul 2016 04:41:25 GMT

@Alfabravo, yes, don't give up try again next year.

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Sat, 16 Jul 2016 14:45:23 GMT

@gingerflower wrote:
@Alfabravo, yes, don't give up try again next year.

If I get denied next year I'll make sure a have CFO by my side lol

Re: Chase Ink Plus Mailer-Applied 30 Days

veryh2o — Mon, 18 Jul 2016 18:40:21 GMT

I also called in n spoke to an analyst the next day my application was pending. I got approved today but with really low cl of $5000. I called ink again to see if I can bump up the cl but no luck. My revenue is way below 450k though.

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Tue, 19 Jul 2016 05:42:32 GMT

Good job and congrats on getting the card. I told the analyst just start me out with $1K and he said min is $5K. I wonder if I should recon again!

Re: Chase Ink Plus Mailer-Applied 30 Days

veryh2o — Thu, 21 Jul 2016 03:44:10 GMT

You only wanted $1k CL was becuase you already have alot of cards from Chase and if you have too big of CL it will diminishes the chance of you getting another card?

Re: Chase Ink Plus Mailer-Applied 30 Days

gingerflower — Thu, 21 Jul 2016 03:53:09 GMT

@alfabravo, maybe you should give it another try!! However, its going to be another HP good luck. Fingers crossed for you.

Re: Chase Ink Plus Mailer-Applied 30 Days

Anonymous — Thu, 21 Jul 2016 15:37:09 GMT

@gingerflower wrote:
@alfabravo, maybe you should give it another try!! However, its going to be another HP good luck. Fingers crossed for you.

Since I've apped I am way over 5/24 so I'll just have to wait and let things simmer down a bit lol