topic Re: Lines of credit using only TAX ID#.... in Business Credit

Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 08:16:31 GMT

Good evening. Is there anyway to get lines of credit without a PG using only your TAX ID#? Please advise.

I have established credit already under my TAX ID# My accounts include:
Sears Commercial $2500
Home Depot $5000
Office Depot $1000
Staples $1000
BP Fleet Gas Card $1000
Shell Fleet Gas Card $1000
Apple Lease $10000
Northern Tool $1500
FedEx $1000
Quill No limit
Grainger $1500
Uline No limit
Valorie $1500

I'm sure I have more but can't think of them all right now

Re: Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 07:01:10 GMT

*without

Re: Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 07:31:27 GMT

Doctor of Credit has you covered

Re: Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 07:36:17 GMT

I'm US citizen though 😢. This wouldn't work for me?

Re: Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 07:50:31 GMT

@Anonymous wrote:
I'm US citizen though 😢. This wouldn't work for me?

Apologies, I misread what you were referring to as "Tax ID". you're referring to a business EIN?

I found a creditcards.com article that may be relevant

Re: Lines of credit using only TAX ID#....

Anonymous — Tue, 07 Mar 2017 08:15:33 GMT

Yes

Re: Lines of credit using only TAX ID#....

Red1Blue — Wed, 08 Mar 2017 18:41:54 GMT

Did you have to get DUNS number in order to establish these accounts or did you manage to without DUNS number?

Re: Lines of credit using only TAX ID#....

Anonymous — Wed, 08 Mar 2017 18:44:58 GMT

Which company? Please advise.

Re: Lines of credit using only TAX ID#....

Anonymous — Sat, 29 Apr 2017 07:31:40 GMT

No, you need to have a TAX ID incorporated. Once incorporated, then you can apply for D&B number. Most vendor if not all of them pull from D&B, Equifax, Experian; etc. It's no different from your personal SSN. You have to establish credit the same way. Email me if you have any further questions. <mod edit>

It's against the myFICO TOS to put personal contact info in a post, but you can PM (private message).

UncleB, myFICO Moderator

Re: Lines of credit using only TAX ID#....

Red1Blue — Wed, 08 Mar 2017 19:58:52 GMT

D&B Number is often referred to as DUNS number. We have to pay to get the DUNS or D&B number.

Re: Lines of credit using only TAX ID#....

Anonymous — Wed, 08 Mar 2017 20:01:01 GMT

D&B are totally free.

Re: Lines of credit using only TAX ID#....

Red1Blue — Wed, 08 Mar 2017 20:09:24 GMT

D&B Number is free for Federal Contractors and other special needs. Not sure about other businesses. They call you and sell you subrsciption or some thing for several hundreds of dollars. May be it is free for people who wait. I got it for one of my business about 10+ years and not sure. I am planning to start new business and I'll find out.

Re: Lines of credit using only TAX ID#....

Anonymous — Wed, 08 Mar 2017 20:12:21 GMT

Yes, it's definitely free and you usually get it within 30 days of incorporation. You can pay to have the number expedited and you'll have it within 2 weeks. And yes, they will try to upsell you on their products, which isn't necessary needed.