topic Re: Chase Marriott Business Approval in Business Credit

Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 16:39:27 GMT

Applied for this card last year and was denied due to 'number of Chase accounts' or something like that. Never did call for a recon which I should have done. Applied Saturday night and checked the automated app status line couple times and got the 30 day message each time until little while ago when it turned to an approval. Earlier this morning I got s call from a number that I didn't recognize so didn't answer and no message was left. Googled the number and it was from Chase's verification department. No other calls came in.

Approved for $10K which isn't great but that makes my overall exposure with them to $87.5K ($45K business across 2 cards and $42.5K over 4 cards on personal side). APR is the lowest at 16.99%. Double pulled EX and EQ as Chase always does for my applications. FICO scores for both are low 800s.

80K points will go nicely with what I already have.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 17:44:35 GMT

wow congrats! I tried for this last year with the same result as well but you've given me hope. In a few months once I am ready to work on sign-up-bonus spend again i will give it a try.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 17:53:25 GMT

Congrats on the approval!!

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 19:04:21 GMT

@Anonymous wrote:
wow congrats! I tried for this last year with the same result as well but you've given me hope. In a few months once I am ready to work on sign-up-bonus spend again i will give it a try.

Thanks and I'd definitely try again when you're ready.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 19:04:41 GMT

@Anonymous wrote:
Congrats on the approval!!

Thanks!

Re: Chase Marriott Business Approval

Saleen099 — Wed, 06 Sep 2017 21:04:31 GMT

Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 21:29:18 GMT

@Saleen099 wrote:
Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔

Thanks and yup, that's all on personal; $10K on Hyatt, $10K on Ritz, $5500 on Freedom and $17K on CSR. They did give me $35k on Ink Plus but they've always been tough to deal for me because of that ridiculous 1993 chargeoff with a WAMU account that me ex wife opened without my knowledge and defaulted on during our divorce. I havent really tried for any other personal cards or ever aksed for any CLIs. Only other personal card that I want is the United but 5/24 does me in. G/f has FU card so we're covered X4 for UR earning cards.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 22:41:08 GMT

@Anonymous wrote:
@Saleen099 wrote:
Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔
Thanks and yup, that's all on personal; $10K on Hyatt, $10K on Ritz, $5500 on Freedom and $17K on CSR. They did give me $35k on Ink Plus but they've always been tough to deal for me because of that ridiculous 1993 chargeoff with a WAMU account that me ex wife opened without my knowledge and defaulted on during our divorce. I havent really tried for any other personal cards or ever aksed for any CLIs. Only other personal card that I want is the United but 5/24 does me in. G/f has FU card so we're covered X4 for UR earning cards.

You're still getting rain over the 1993 charge off...with WAMU? wow!!!

Re: Chase Marriott Business Approval

CreditCuriosity — Wed, 06 Sep 2017 22:46:38 GMT

Congrats @Anonymous . .. Had to out-do me didn't ya .. Nicely done and 80k points yummy yum.. BTW see the plastiq MC promo for mortgage going on 3 payments 1.5%. Kinda off subject, but figure you might have another spend to meet or could use AA miles lol.

Re: Chase Marriott Business Approval

CreditCuriosity — Wed, 06 Sep 2017 22:50:02 GMT

@Anonymous wrote:
@Anonymous wrote:
@Saleen099 wrote:
Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔
Thanks and yup, that's all on personal; $10K on Hyatt, $10K on Ritz, $5500 on Freedom and $17K on CSR. They did give me $35k on Ink Plus but they've always been tough to deal for me because of that ridiculous 1993 chargeoff with a WAMU account that me ex wife opened without my knowledge and defaulted on during our divorce. I havent really tried for any other personal cards or ever aksed for any CLIs. Only other personal card that I want is the United but 5/24 does me in. G/f has FU card so we're covered X4 for UR earning cards.
You're still getting rain over the 1993 charge off...with WAMU? wow!!!

Chase has the longest memory I probably know.. Possibly longer than Amex's.. Even with banks they acquire which sucks as mine was with providian (paid off in 1990) from 1990 that never allows for instant approvals with myself.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 23:02:15 GMT

@Anonymous wrote:
@Anonymous wrote:
@Saleen099 wrote:
Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔
Thanks and yup, that's all on personal; $10K on Hyatt, $10K on Ritz, $5500 on Freedom and $17K on CSR. They did give me $35k on Ink Plus but they've always been tough to deal for me because of that ridiculous 1993 chargeoff with a WAMU account that me ex wife opened without my knowledge and defaulted on during our divorce. I havent really tried for any other personal cards or ever aksed for any CLIs. Only other personal card that I want is the United but 5/24 does me in. G/f has FU card so we're covered X4 for UR earning cards.
You're still getting rain over the 1993 charge off...with WAMU? wow!!!

Well it doesn't really come up now but it did in 2014 when I applied for those personal cards. Other than the Freedom, every application was denied and had to deal with it on recon including 4 times for the Ritz card. Definitely affected limits that I received. I still think it influences their double HPing me every time but doesn't really seem to change an approval one way or the other.

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 23:03:48 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:
@Saleen099 wrote:
Nice Congrats. Confused about something that you said you only had 42.5K on personal side with Chase🤔
Thanks and yup, that's all on personal; $10K on Hyatt, $10K on Ritz, $5500 on Freedom and $17K on CSR. They did give me $35k on Ink Plus but they've always been tough to deal for me because of that ridiculous 1993 chargeoff with a WAMU account that me ex wife opened without my knowledge and defaulted on during our divorce. I havent really tried for any other personal cards or ever aksed for any CLIs. Only other personal card that I want is the United but 5/24 does me in. G/f has FU card so we're covered X4 for UR earning cards.
You're still getting rain over the 1993 charge off...with WAMU? wow!!!
Chase has the longest memory I probably know.. Possibly longer than Amex's.. Even with banks they acquire which sucks as mine was with providian (paid off in 1990) from 1990 that never allows for instant approvals with myself.

That is crazy!

Re: Chase Marriott Business Approval

Anonymous — Wed, 06 Sep 2017 23:05:24 GMT

@CreditCuriousity wrote:
Congrats @Anonymous . .. Had to out-do me didn't ya .. Nicely done and 80k points yummy yum.. BTW see the plastiq MC promo for mortgage going on 3 payments 1.5%. Kinda off subject, but figure you might have another spend to meet or could use AA miles lol.

Tbanks! I did see the Plastiq promotion and it would be nice except I have my mortgage on auto pay and it would be a pain to cancel that. It's tempting tough. My purchase/lease of the new Cadillac is coming up and I could use this card for the $5K they'll take on a credit card though I was planning to use the Ink Plus for that to get UR points. Decisions, decisions.

Re: Chase Marriott Business Approval

pizza1 — Sun, 10 Sep 2017 04:01:58 GMT

Very nice Irish!! Congrats on the approval!

Re: Chase Marriott Business Approval

Anonymous — Sun, 10 Sep 2017 10:45:23 GMT

@pizza1 wrote:
Very nice Irish!! Congrats on the approval!

Thanks Pizza!

Re: Chase Marriott Business Approval

Anonymous — Wed, 13 Sep 2017 00:05:14 GMT

Congrats on the approval Irish! 10k is not bad for the SL. I'm guessing you may be bumping up against exposure limit with them maybe? My recent Marriot Business approval was my first business card with them so maybe that's why the higher SL. I'm lol/24 so it was my only option for a business card with them.