topic Re: Approved for Amex Simply Cash in Business Credit

Approved for Amex Simply Cash Plus

Anonymous — Thu, 21 Sep 2017 14:45:59 GMT

I'm in the banking business and do quite a bit of new client smoozing so I decided to app for a business card. I chatted with a rep and explained I have no official business structure, operate as a SP and receive no direct income from this part of my business. I only get reimbursed from corporate for entertainment expenses. She invited me to apply. Kind of shocked that I got an instant $12,000 approval but I'll take it. I'll probably put all my entertainment and meals through this card. I've received 5 instant approvals with Amex and two new accounts with only a soft pull, now I have a hidden trade line to boot. I'm feeling the Amex love here...

Re: Approved for Amex Simply Cash

Anonymous — Thu, 21 Sep 2017 14:19:07 GMT

Congrats on the approval. Amex is very good for business credit and they’re a great place for those just starting out.

Re: Approved for Amex Simply Cash

Anonymous — Thu, 21 Sep 2017 14:23:39 GMT

Thanks Irish! Is it ok to spend in all categories with their business cards? Oh and I edited. It was the Simply Cash Plus...

Re: Approved for Amex Simply Cash Plus

shoegal — Thu, 21 Sep 2017 14:23:58 GMT

Congrats!

Re: Approved for Amex Simply Cash

Anonymous — Thu, 21 Sep 2017 14:46:59 GMT

@Anonymous wrote:
Thanks Irish! Is it ok to spend in all categories with their business cards? Oh and I edited. It was the Simply Cash Plus...

Yes

Re: Approved for Amex Simply Cash

BronzeTrader — Thu, 21 Sep 2017 17:16:32 GMT

I applied the Blue Business Plus, since it is another MR rewards card and the MR points are pooled together. It is just hard for me to accumulate $10,000 spending in 3 months to get the bonus for this card. There are other card bonus that I can get and they all yield better returns on bonus spending.

Re: Approved for Amex Simply Cash

CreditCuriosity — Thu, 21 Sep 2017 22:13:28 GMT

@BronzeTrader wrote:
I applied the Blue Business Plus, since it is another MR rewards card and the MR points are pooled together. It is just hard for me to accumulate $10,000 spending in 3 months to get the bonus for this card. There are other card bonus that I can get and they all yield better returns on bonus spending.

didnt know they were running another promo on this card.

Re: Approved for Amex Simply Cash

BronzeTrader — Thu, 21 Sep 2017 22:17:54 GMT

This card has a bonus of $200 with $5,000 spending, and another $200 with another $5,000 spending. The business SPG, PRG and Plat have better payout ratios.

I know they are different cards. I just prefer a MR card than a cash card.

It is a good card for real business spending.... A simple card. You get all the OPEN benefits.