topic Re: APPROVED - Two AmEx Business Cards in Business Credit

APPROVED - Two AmEx Business Cards

Uniqua — Thu, 28 Dec 2017 19:39:59 GMT

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway). Since I already have a personal AmEx card, I will take a SP over a HP anyday. Approved for the Business SimplyCash Plus card with $9,000 SL. Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well. My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low). I can rest now. LOL

Re: APPROVED - Two AmEx Business Cards

Anonymous — Thu, 28 Dec 2017 19:51:06 GMT

@Uniqua wrote:
After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway). Since I already have a personal AmEx card, I will take a SP over a HP anyday. Approved for the Business SimplyCash Plus card with $9,000 SL. Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well. My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low). I can rest now. LOL

Congrats on the approvals. Very nice

Re: APPROVED - Two AmEx Business Cards

Uniqua — Thu, 28 Dec 2017 19:55:38 GMT

Thank you!

Re: APPROVED - Two AmEx Business Cards

BPebbles — Thu, 28 Dec 2017 21:28:41 GMT

@Uniqua wrote:
After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway). Since I already have a personal AmEx card, I will take a SP over a HP anyday. Approved for the Business SimplyCash Plus card with $9,000 SL. Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well. My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low). I can rest now. LOL

Very nice SL on both cards, especially the Blue Business Plus! Congrats!!!

Re: APPROVED - Two AmEx Business Cards

CreditUnionFan — Sun, 31 Dec 2017 20:28:15 GMT

Congrats on the two new Amex cards; those are two new cards from Amex that offer some really nice rewards!

Re: APPROVED - Two AmEx Business Cards

Anonymous — Mon, 01 Jan 2018 01:47:04 GMT

Congrats . I like the Amex Biz cards but we got the Chase Ink last and have the Capital One Spark aslo and don't need another biz card

Re: APPROVED - Two AmEx Business Cards

Sanjo812 — Mon, 01 Jan 2018 17:44:14 GMT

Congratulations! The Blue Business Plus is definitely on my list. Just not sure if I’m going after it this year.

Re: APPROVED - Two AmEx Business Cards

Anonymous — Thu, 11 Jan 2018 20:19:23 GMT

congrats what was the application process like?

Re: APPROVED - Two AmEx Business Cards

Uniqua — Thu, 11 Jan 2018 22:30:52 GMT

Very simple. They asked only a few questions. I provided our FEIN, not my SSN, so I did not guaranty either application. Once submitted, it took roughly 8-10 seconds to get the on-screen approval.

Re: APPROVED - Two AmEx Business Cards

AllCredit — Fri, 12 Jan 2018 00:07:23 GMT

Congrats! I was worried about app'ing too! (I'm going to reasearch the cards you got to see if I need to add to my wish list!)