topic Re: Capital One Spark Business and Personal Credit in Business Credit

Capital One Spark Business and Personal Credit

Anonymous — Thu, 08 Feb 2018 03:29:43 GMT

I read different articles about CapOne reporting business cards under personal which is what I want. Today I got one reply on this forum that it doesn't. Is it true?

I had this card for about a month and no activity on my personal.

Does anyone has Spark Business? When did you start seeing it on your personal report?

Re: Capital One Spark Business and Personal Credit

woodyman100 — Thu, 08 Feb 2018 04:27:51 GMT

wrote:
I read different articles about CapOne reporting business cards under personal which is what I want. Today I got one reply on this forum that it doesn't. Is it true?

I had this card for about a month and no activity on my personal.

Does anyone has Spark Business? When did you start seeing it on your personal report?

It does report to personal. Sometimes it takes 2 or 3 cycles, but it’ll show

Re: Capital One Spark Business and Personal Credit

Anonymous — Thu, 08 Feb 2018 04:40:13 GMT

Thank you!

Re: Capital One Spark Business and Personal Credit

Anonymous — Sun, 11 Feb 2018 19:15:05 GMT

Yes, it does report to personal. Just find your statement closing date and PIF before it closes. Great card, the unlimited 2% cash back is hard to beat.

Re: Capital One Spark Business and Personal Credit

SouthJamaica — Mon, 12 Feb 2018 01:00:14 GMT

wrote:
I read different articles about CapOne reporting business cards under personal which is what I want. Today I got one reply on this forum that it doesn't. Is it true?

I had this card for about a month and no activity on my personal.

Does anyone has Spark Business? When did you start seeing it on your personal report?

Yes it reports to personal.

Re: Capital One Spark Business and Personal Credit

Anonymous — Mon, 12 Feb 2018 01:02:10 GMT

wrote:
Great card, the unlimited 2% cash back is hard to beat.

I'm only getting 1%. Do you know if that's possible to upgrade it in 6-18 mo?

Re: Capital One Spark Business and Personal Credit

Anonymous — Mon, 12 Feb 2018 03:33:05 GMT

They have a website to see if you have any upgrades available. It took me about 12 months to go from 1.5% to 2%

https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade

Re: Capital One Spark Business and Personal Credit

SouthJamaica — Mon, 12 Feb 2018 18:00:53 GMT

wrote:
wrote:
Great card, the unlimited 2% cash back is hard to beat.
I'm only getting 1%. Do you know if that's possible to upgrade it in 6-18 mo?

I don't know the timing but yes they upgrade.