topic Any more news on Amazon AMEX Business Credit Card ? in Business Credit

American Express Amazon Business Cards – Full Details.

Saleen099 — Thu, 04 Oct 2018 01:34:52 GMT

Amazon Business American Express Card

Card earns at the following rates:
- 3% cash back or 60 days interest free on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market
- 2% back at U.S. restaurants, U.S. gas stations and on wireless telephone services
$0 annual fee
Sign up bonus of $100 Amazon gift card

Amazon Business Prime American Express Card

Card earns at the following rates:
- 5% cash back or 90 days interest free on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market
- 2% back at U.S. restaurants, U.S. gas stations and on wireless telephone services
$0 annual fee
Sign up bonus of $125 Amazon gift card

https://www.doctorofcredit.com/american-express-amazon-business-cards-full-details/

Re: American Express Amazon Business Cards – Full Details.

FinStar — Fri, 05 Oct 2018 18:29:50 GMT

Thanks for posting this @Saleen099.

I'm wondering on the launch or release date, but I didn't see anything listed on DoC 🤔

Amazon Prime American Express Business Credit Card

PointsBonus — Mon, 08 Oct 2018 22:55:28 GMT

I know the news has been out stating that AMEX will partner with Amazon.
I am wondering if there is any news on the launch date ?

Re: Amazon Prime American Express Business Credit Card

Anonymous — Fri, 12 Oct 2018 22:02:30 GMT

Does these business cards require a Grantor? I am looking for Business Credit w/o a Personal Grantor.

Thanks,

Re: Amazon Prime American Express Business Credit Card

Anonymous — Sun, 14 Oct 2018 02:45:54 GMT

@Anonymous wrote:
Does these business cards require a Grantor? I am looking for Business Credit w/o a Personal Grantor.

Thanks,

Yes almost all small business credit cards (MC, VISA and AMEX) require you to personally guarantee them

Re: Amazon Prime American Express Business Credit Card

Anonymous — Mon, 15 Oct 2018 01:43:28 GMT

@Irish80

With me used as a PG for a Business Credit Card, does this report to the Personal or Business?

Re: Amazon Prime American Express Business Credit Card

Anonymous — Mon, 15 Oct 2018 05:20:05 GMT

@Anonymous wrote:
@Anonymous
With me used as a PG for a Business Credit Card, does this report to the Personal or Business?

Almost all small business credit cards will not report to your personal credit reports unless you default. The only 3 creditors that do report to your personal credit reports are CapitalOne, TD Bank and now Discover. Most people prefer those that do not report because this allows you to use the credit without your reported balances affecting your credit utilization which is a factor in your credit scores. They are referred to as ‘hidden’ tradelines because other creditors can not see them when running your credit report.

Any more news on Amazon AMEX Business Credit Card ?

PointsBonus — Mon, 22 Oct 2018 23:47:31 GMT

Just wanted to ask the community to see if anyone heard any updates on the Amazon American Express Business Card.

Thank you all in advance.

Re: Amazon Prime American Express Business Credit Card

shoegal — Tue, 23 Oct 2018 16:49:47 GMT

This launched today. I just saw it while shopping on Amazon.

https://thepointsguy.com/news/amazon-business-amex/

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 17:11:40 GMT

Yep saw it on Amex’s website. Looks tempting as I only really shop at Amazon for business items, zero personal.

Re: Amazon Prime American Express Business Credit Card

shoegal — Tue, 23 Oct 2018 17:19:37 GMT

@Anonymous wrote:
Yep saw it on Amex’s website. Looks tempting as I only really shop at Amazon for business items, zero personal.

Me too. But, I'm trying to be good and garden until April or May of next year.

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 17:28:15 GMT

Ha! I should probably garden as well, but my FICO scores are all doing fine (750s-780s) and those SUB offerings are just too good.

$125 off at Amazon isn't too shabby, either. I wouldn't use the 0% offer and the 5% is no different than my Sync store card or Chase prime card, but not reporting usage means more float! I can put as much as $5,000-$10,000 at a time on an Amazon purchase, so being able to float that for the full cycle means a few more dollars from high interest savings yield!

I'll wait for now, just got the Amex SimplyPlus card so maybe I'll snag this in February or March.

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 18:51:45 GMT

Who do they pull? Is the underwriting 100% AMEX or is Amazon lowering the standards?

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 19:12:52 GMT

@Anonymous wrote:
Who do they pull? Is the underwriting 100% AMEX or is Amazon lowering the standards?

These cards are issued directly Amex's Centurion Bank. Therefore, the u/w will by Amex (they're not that hard anyways)and will undoubtedly pull EX

Re: Amazon Prime American Express Business Credit Card

Coolermaster007 — Tue, 23 Oct 2018 20:51:35 GMT

I was just approved with all my reports frozen. I can’t even remember last time i got an HP from Amex.Anyway $125 Gift card was loaded to my personal account.

Re: Amazon Prime American Express Business Credit Card

CreditCuriosity — Tue, 23 Oct 2018 22:33:45 GMT

Have the Chase card although would be nice to carry without reporting I will hold off especially since it applies to only business purchaes? Would I have to update my personal Amazon acct to business If I was to go for it(would love to free up a Chase spot although no real spots with chase or reduce my exposure with them)? Although I am at 5 revolvers with Amex already 4 business and 1 personal if I can squeeze one more SPG or Delta revolver out of them I think would be a better use of a "possible" last spot. Although might be maxed at 5 already with 70k+ CL's. Although AMEX doesn't have a hard limit it is kinda know to be 5 or possibly 6 with some. Wish it was like citi and could have say 9 cards if so desire and split CL how I see fit as no HP for exisiting Amex holders along with no AAoA ding since business it is a win-win if you have spots open and dont need any or want any other Amex cards for bonuses.

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 23:14:40 GMT

@CreditCuriosity wrote:
Have the Chase card although would be nice to carry without reporting I will hold off especially since it applies to only business purchaes? Would I have to update my personal Amazon acct to business If I was to go for it(would love to free up a Chase spot although no real spots with chase or reduce my exposure with them)? Although I am at 5 revolvers with Amex already 4 business and 1 personal if I can squeeze one more SPG or Delta revolver out of them I think would be a better use of a "possible" last spot. Although might be maxed at 5 already with 70k+ CL's. Although AMEX doesn't have a hard limit it is kinda know to be 5 or possibly 6 with some. Wish it was like citi and could have say 9 cards if so desire and split CL how I see fit as no HP for exisiting Amex holders along with no AAoA ding since business it is a win-win if you have spots open and dont need any or want any other Amex cards for bonuses.

I'm 99% sure that you would not have to change your Amazon account to a business one to get the card. Both are available for application on the main Amex site and I don't see any restriction. The only difference is whether you are a Prime Member or not.

Re: Amazon Prime American Express Business Credit Card

CreditCuriosity — Tue, 23 Oct 2018 23:20:15 GMT

@Anonymous wrote:
@CreditCuriosity wrote:
Have the Chase card although would be nice to carry without reporting I will hold off especially since it applies to only business purchaes? Would I have to update my personal Amazon acct to business If I was to go for it(would love to free up a Chase spot although no real spots with chase or reduce my exposure with them)? Although I am at 5 revolvers with Amex already 4 business and 1 personal if I can squeeze one more SPG or Delta revolver out of them I think would be a better use of a "possible" last spot. Although might be maxed at 5 already with 70k+ CL's. Although AMEX doesn't have a hard limit it is kinda know to be 5 or possibly 6 with some. Wish it was like citi and could have say 9 cards if so desire and split CL how I see fit as no HP for exisiting Amex holders along with no AAoA ding since business it is a win-win if you have spots open and dont need any or want any other Amex cards for bonuses.
I'm 99% sure that you would not have to change your Amazon account to a business one to get the card. Both are available for application on the main Amex site and I don't see any restriction. The only difference is whether you are a Prime Member or not.

Prime member the question is would i get 5% back on non-business account.. Devil is in the details and wording. $125 free would be nice, but as stated at 5 revolvers would be pushing it with 6 and either would want the delta business platinum or reserve or the SPG personal as worth more than the $125 by far.. Just be nice to ditch a chase card and have another hidden TL, but feel like I am pushing my luck with Amex already.. Be curious about this though it recognized me and offered me the $125 credit upon approval when clicked on application

Re: Amazon Prime American Express Business Credit Card

Anonymous — Tue, 23 Oct 2018 23:52:23 GMT

@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:
Have the Chase card although would be nice to carry without reporting I will hold off especially since it applies to only business purchaes? Would I have to update my personal Amazon acct to business If I was to go for it(would love to free up a Chase spot although no real spots with chase or reduce my exposure with them)? Although I am at 5 revolvers with Amex already 4 business and 1 personal if I can squeeze one more SPG or Delta revolver out of them I think would be a better use of a "possible" last spot. Although might be maxed at 5 already with 70k+ CL's. Although AMEX doesn't have a hard limit it is kinda know to be 5 or possibly 6 with some. Wish it was like citi and could have say 9 cards if so desire and split CL how I see fit as no HP for exisiting Amex holders along with no AAoA ding since business it is a win-win if you have spots open and dont need any or want any other Amex cards for bonuses.
I'm 99% sure that you would not have to change your Amazon account to a business one to get the card. Both are available for application on the main Amex site and I don't see any restriction. The only difference is whether you are a Prime Member or not.
Prime member the question is would i get 5% back on non-business account.. Devil is in the details and wording. $125 free would be nice, but as stated at 5 revolvers would be pushing it with 6 and either would want the delta business platinum or reserve or the SPG personal as worth more than the $125 by far.. Just be nice to ditch a chase card and have another hidden TL, but feel like I am pushing my luck with Amex already.. Be curious about this though it recognized me and offered me the $125 credit upon approval when clicked on application

Yes you'll get the 5% on a non business account. I'm in the same boat with Amex, 5 revolvers and not sure they'll give me a 6th. Ibuy a lot on Amazon and my only 5% option there is the store card.

Re: Amazon Prime American Express Business Credit Card

CreditCuriosity — Wed, 24 Oct 2018 01:25:39 GMT

@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:
Have the Chase card although would be nice to carry without reporting I will hold off especially since it applies to only business purchaes? Would I have to update my personal Amazon acct to business If I was to go for it(would love to free up a Chase spot although no real spots with chase or reduce my exposure with them)? Although I am at 5 revolvers with Amex already 4 business and 1 personal if I can squeeze one more SPG or Delta revolver out of them I think would be a better use of a "possible" last spot. Although might be maxed at 5 already with 70k+ CL's. Although AMEX doesn't have a hard limit it is kinda know to be 5 or possibly 6 with some. Wish it was like citi and could have say 9 cards if so desire and split CL how I see fit as no HP for exisiting Amex holders along with no AAoA ding since business it is a win-win if you have spots open and dont need any or want any other Amex cards for bonuses.
I'm 99% sure that you would not have to change your Amazon account to a business one to get the card. Both are available for application on the main Amex site and I don't see any restriction. The only difference is whether you are a Prime Member or not.
Prime member the question is would i get 5% back on non-business account.. Devil is in the details and wording. $125 free would be nice, but as stated at 5 revolvers would be pushing it with 6 and either would want the delta business platinum or reserve or the SPG personal as worth more than the $125 by far.. Just be nice to ditch a chase card and have another hidden TL, but feel like I am pushing my luck with Amex already.. Be curious about this though it recognized me and offered me the $125 credit upon approval when clicked on application
Yes you'll get the 5% on a non business account. I'm in the same boat with Amex, 5 revolvers and not sure they'll give me a 6th. Ibuy a lot on Amazon and my only 5% option there is the store card.

Applied was told to call.. Reason was 5 revolvers they said the executive team would look, but they might ask you to cancel since you have 5 revolvers. I just asked her to withdrawl my application as most likely i would of had to cancel one of my other cards which i didnt want to do at this time and proved my theory at least for me.. Sure if you have 1-5k cards then maybe you can get 6 cards or are really high net worth.. With me being at 70k+ exposure and a modest 6 figure income I didn't see anything positive coming from it so withdrrew my request during the call and she was happy to do so. All CRA's were iced so certainly no HP as expected so no harm and no foul for me trying it was simply i had their card limit for my profile and didn't want to be under a microscope or what she eluded to on me closing one of my revolvers which i wasn't willing to do for this card. I will probably close my worthless ED card even though back dated to 1990 as I never use it, but it will be for something with more than a 125 Amazon credit

Ref: 123455432112345USD

Dear CreditCursioty

We're confirming we've cancelled your application for the Amazon Business Prime American Express Card as you requested.

If you decide you'd like to apply for a Card with us in the future, you can learn more about all of our Cards at americanexpress.com.

Thank you for your Card Membership.

Sincerely,

American Express Customer Care

We've provided an important notice belo