topic Re: Chase Business Offers in Business Credit

Chase Business Offers - APPROVED for Ink Business Preferred

Anonymous — Fri, 19 Apr 2019 12:32:29 GMT

I finally see offers but none of these have a set APR and it's a longer application. I've only had my Chase Marriott Rewards Premier Plus Business card for about 3 months now so the business side is new to me. Is this normal for Business offers or are these really more like invitation to apply and won't bypass 5/24?

Re: Chase Business Offers

K-in-Boston — Sun, 14 Apr 2019 18:22:55 GMT

I'm not positive on this, but I haven't previously heard of any business cards being acquired through "green checkmarks," so I don't think that they would bypass 5/24 and if there is no set APR it's likely not a "guarantee" like the personal green checkmark offers would be.

Re: Chase Business Offers

Anonymous — Thu, 18 Apr 2019 19:51:25 GMT

I went ahead and applied earlier this week a few times and each time it would error out with a generic server error. Credit was not pulled. Today, I look again and this time my info is pre-populated and I have a set APR. I applied and got the 30 day message. I also had my EX and TU pulled. My last Chase card (cold app) was a 30 day notice as well but was approved. If this one requires manual processing, I'm guessing denial since I am way over 5/24. But if that was the case, why not instant denial? More info as I know it.

Re: Chase Business Offers

Anonymous — Fri, 19 Apr 2019 01:31:44 GMT

I'm curious to hear the end result on this! Good Luck!!

Re: Chase Business Offers

KlineJS — Fri, 19 Apr 2019 12:05:50 GMT

According to Doctor of Credit....

Chase business credit cards don’t get reported to the personal credit bureaus which is useful for keeping your credit report cleaner.

https://www.doctorofcredit.com/18-things-everybody-should-know-about-chase/

Re: Chase Business Offers

Anonymous — Fri, 19 Apr 2019 12:31:57 GMT

@Anonymous wrote:
I'm curious to hear the end result on this! Good Luck!!

Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers.

Re: Chase Business Offers

Anonymous — Fri, 19 Apr 2019 18:16:59 GMT

Congrats! I just got the Ink Business Cash card about a week ago. Looking forward to that $500 bonus!

Re: Chase Business Offers

SouthJamaica — Fri, 19 Apr 2019 18:37:39 GMT

@Anonymous wrote:

@Anonymous wrote:
I'm curious to hear the end result on this! Good Luck!!
Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers.

Congratulations. That's the card on my wish list. But I too am way over 5/24 and need to get one of those nice preapprovals.

Re: Chase Business Offers

credit_is_crack — Sun, 21 Apr 2019 22:13:59 GMT

@Anonymous wrote:

@Anonymous wrote:
I'm curious to hear the end result on this! Good Luck!!
Thanks. As of midnight I am now approved and it's showing up in my account already. $9,000 SL and 18.24% APR. The set APR it showed me was 22.24% so I'm pleased I was approved for their lowest APR. I am 26/24 and still have the offer for Ink Business Cash in my offers. But I've been wanting an Ultimate Rewards card so that was my priority. That offer has a set APR of 15.49% which is the lowest for the Ink Business Cash. Good luck to anyone else who decides to apply from their offers.

Congrats on the new addition @Elktech! I was WELL over 5/24 before the rule came out so this card has always been out of reach lol and I'm not disciplined enough to stop applying so I'll live vicariously thru your approval Congrats!!

Re: Chase Business Offers

seattlecredit08 — Wed, 01 May 2019 02:41:01 GMT

I also received the new black star checkmarks under "Just for you" section as follows:

With a fixed APR:

I am way over 5/24.

Question: What would be the consensus? Is there a chance for approval? According to Doctor of Credit, these new black stars "bypass" 5/24 rule but I have not seen yet too many reports on this forum.

Thanks in advance!!

Re: Chase Business Offers

Anonymous — Wed, 01 May 2019 20:35:33 GMT

I just wanted to add that I had merged my Personal and Business logins under one account. I read some comments on Doctor of Credit thinking they had to unlink to see these offers. But that was not the case for me. If anything, I think I'll miss out on the personal offers now.

seattlecredit: Because you see it under Business Offers with a set APR I would think you would have a good chance of being approved. Just remember that pre-approvals are never 100%, it could still be declined. I would expect it to go through manual review, not instant approval. Good luck!

Re: Chase Business Offers

simplynoir — Wed, 01 May 2019 20:43:44 GMT

@Anonymous wrote:
I just wanted to add that I had merged my Personal and Business logins under one account. I read some comments on Doctor of Credit thinking they had to unlink to see these offers. But that was not the case for me. If anything, I think I'll miss out on the personal offers now.

I wonder if unmerging them to two seperate logins means you'll be eligible for the green checkmark offers for both personal and business. Something I need to look into.