topic Re: Business MasterCard - Looking for suggestions. in Business Credit

Business MasterCard - Looking for suggestions.

PointsBonus — Mon, 18 Nov 2019 21:36:55 GMT

Business MasterCard - Looking for suggestions.

Re: Business MasterCard - Looking for suggestions.

GApeachy — Mon, 18 Nov 2019 21:57:44 GMT

There's PayPal Business MC and BoA has a few if you're in with them.

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Mon, 18 Nov 2019 22:10:57 GMT

@GApeachy wrote:
There's PayPal Business MC and BoA has a few if you're in with them.

I have not seen PayPal Business Credit MasterCard...

Re: Business MasterCard - Looking for suggestions.

GApeachy — Mon, 18 Nov 2019 22:24:32 GMT

@PointsBonus wrote:
@GApeachy wrote:
There's PayPal Business MC and BoA has a few if you're in with them.
I have not seen PayPal Business Credit MasterCard...

Just been reading up on this, not sure..... Scroll down to "Final Thoughts"

https://www.merchantmaverick.com/paypal-credit-cards-vs-paypal-debit-cards/#PayPal_Business_Debit_Mastercard_Debit_Card_For_Instant_Access_To_Your_Business_PayPal_Account

Re: Business MasterCard - Looking for suggestions.

randomguy1 — Mon, 18 Nov 2019 23:23:42 GMT

CIP - fat 80k UR bonus.

What are you looking for in a card?

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Mon, 18 Nov 2019 23:50:27 GMT

@GApeachy wrote:
@PointsBonus wrote:
@GApeachy wrote:
There's PayPal Business MC and BoA has a few if you're in with them.
I have not seen PayPal Business Credit MasterCard...
Just been reading up on this, not sure..... Scroll down to "Final Thoughts"

https://www.merchantmaverick.com/paypal-credit-cards-vs-paypal-debit-cards/#PayPal_Business_Debit_Mastercard_Debit_Card_For_Instant_Access_To_Your_Business_PayPal_Account

Its a Personal Credit card that Paypal offers, not a business credit card. Its the Famous 2% PayPal MasterCard and the PayPal Extra Credit Card.

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Mon, 18 Nov 2019 23:56:45 GMT

@randomguy1 wrote:
CIP - fat 80k UR bonus.

What are you looking for in a card?

Any kind of Business MasterCard ( Credit ). Trying to start my business credit portfolio

Re: Business MasterCard - Looking for suggestions.

GApeachy — Tue, 19 Nov 2019 00:54:05 GMT

@PointsBonus wrote:
@GApeachy wrote:
@PointsBonus wrote:
@GApeachy wrote:
There's PayPal Business MC and BoA has a few if you're in with them.
I have not seen PayPal Business Credit MasterCard...
Just been reading up on this, not sure..... Scroll down to "Final Thoughts"

https://www.merchantmaverick.com/paypal-credit-cards-vs-paypal-debit-cards/#PayPal_Business_Debit_Mastercard_Debit_Card_For_Instant_Access_To_Your_Business_PayPal_Account
Its a Personal Credit card that Paypal offers, not a business credit card. Its the Famous 2% PayPal MasterCard and the PayPal Extra Credit Card.

It's a Business Mastercard "Debit" card that earns 1% cashback, no credit check but also does not build credit.....however, if you have the Paypal Business acct. AND could use/ or are using a debit card....their debit card is MC and earns cashback -it's something. Might not be much but it's a MasterCard and earns rewards.

Re: Business MasterCard - Looking for suggestions.

Anonymous — Tue, 19 Nov 2019 01:35:41 GMT

@PointsBonus wrote:
@randomguy1 wrote:
CIP - fat 80k UR bonus.

What are you looking for in a card?
Any kind of Business MasterCard ( Credit ). Trying to start my business credit portfolio

So perks/points etc. do not concern you? Do you have any current Biz Credit such as Amex, or anything that they can score you with?

If not you may haev to PG.

That said, there are plenty of Banks that offer Business Master Cards.

Bank of America

Citi

Barclays

USB

Without knowing what you're after in a CC product, one cannot suggest which card is best for you.

Re: Business MasterCard - Looking for suggestions.

FinStar — Wed, 20 Nov 2019 02:06:53 GMT

@Anonymous wrote:
@PointsBonus wrote:
@randomguy1 wrote:
CIP - fat 80k UR bonus.

What are you looking for in a card?
Any kind of Business MasterCard ( Credit ). Trying to start my business credit portfolio
So perks/points etc. do not concern you? Do you have any current Biz Credit such as Amex, or anything that they can score you with?
If not you may haev to PG.

That said, there are plenty of Banks that offer Business Master Cards.
Bank of America
Citi
Barclays
USB

Without knowing what you're after in a CC product, one cannot suggest which card is best for you.

The OP might have a challenge on the approvals for any of the above mentioned since they'll pull personal CRs, except for Citi which may use EX biz. Which Citi biz MC did you have in mind @Anonymous? I believe there's only one, not sure if it's still available though.

USB might be doable, but it might behoove the OP to open a biz deposit account if they want to test the waters. Barclays denied their personal app not long ago so the same would apply for the biz CC side. BoA also looks at inqs + new accounts, unless it's a pre-approved offer.

@PointsBonus, why specifically the MC network?

Re: Business MasterCard - Looking for suggestions.

Anonymous — Wed, 20 Nov 2019 03:10:58 GMT

I was referring to the AAdvantage Biz WEMC, I didn't see any other BIZ cards offerd by Citi.

US offers a couple no frills and no AF products, but most seem to be Visa.

Forgot to mention that Well Fargo also offers a BIZ MC.

Amex seems to be the easiest for first timers, although YMMV with any product.

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Wed, 20 Nov 2019 04:49:06 GMT

@FinStar wrote:
@Anonymous wrote:
@PointsBonus wrote:
@randomguy1 wrote:
CIP - fat 80k UR bonus.

What are you looking for in a card?
Any kind of Business MasterCard ( Credit ). Trying to start my business credit portfolio
So perks/points etc. do not concern you? Do you have any current Biz Credit such as Amex, or anything that they can score you with?
If not you may haev to PG.

That said, there are plenty of Banks that offer Business Master Cards.
Bank of America
Citi
Barclays
USB

Without knowing what you're after in a CC product, one cannot suggest which card is best for you.
The OP might have a challenge on the approvals for any of the above mentioned since they'll pull personal CRs, except for Citi which may use EX biz. Which Citi biz MC did you have in mind @Anonymous? I believe there's only one, not sure if it's still available though.

USB might be doable, but it might behoove the OP to open a biz deposit account if they want to test the waters. Barclays denied their personal app not long ago so the same would apply for the biz CC side. BoA also looks at inqs + new accounts, unless it's a pre-approved offer.

@PointsBonus, why specifically the MC network?

@finstar

Very true. Lots of inq recently and new accounts opened on the personal side. Trying to get my Business credit going. All i have so far is the AMEX and the Staples.

Re: Business MasterCard - Looking for suggestions.

FinStar — Wed, 20 Nov 2019 04:56:03 GMT

Ok gotcha, but there's plenty of options for Visa biz CCs so you're not limited with any particular lender or network. Are you flexible with Visa biz CCs?

Hopefully, the choice doesn't mess up with having an equal number of Visa vs. MC that you currently have. I'd keep my options open.

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Wed, 20 Nov 2019 05:02:41 GMT

Visa or MC. Somehting beside AMEX. I tried Citi AA Business - just declined.

Re: Business MasterCard - Looking for suggestions.

FinStar — Wed, 20 Nov 2019 05:05:28 GMT

Oh bummer sorry to hear. I bet it's likely due to recent inquiries or new accounts. Definitely let us know what the letter says.

Re: Business MasterCard - Looking for suggestions.

SouthJamaica — Wed, 20 Nov 2019 05:14:12 GMT

@PointsBonus wrote:
Visa or MC. Somehting beside AMEX. I tried Citi AA Business - just declined.

For business Mastercards I would suggest Bank of America.

For business Visa cards I would suggest Chase.

Re: Business MasterCard - Looking for suggestions.

PointsBonus — Wed, 20 Nov 2019 05:26:08 GMT

@SouthJamaica

Is BOA inquire or new account sensitive ?
Thank you in advance

Re: Business MasterCard - Looking for suggestions.

LittleSal — Wed, 20 Nov 2019 09:32:45 GMT

Yes

Re: Business MasterCard - Looking for suggestions.

SouthJamaica — Wed, 20 Nov 2019 12:09:28 GMT

@PointsBonus wrote:
@SouthJamaica

Is BOA inquire or new account sensitive ?
Thank you in advance

IMHO no it isn't.

Re: Business MasterCard - Looking for suggestions.

randomguy1 — Wed, 20 Nov 2019 16:02:31 GMT

Check out local credit unions, Chase (VISA), etc..

BofA does have some good offerings from what I have seen.