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    <title>topic Excessive hard inquiries by NFCU in Business Credit</title>
    <link>https://ficoforums.myfico.com/t5/Business-Credit/Excessive-hard-inquiries-by-NFCU/m-p/980012#M2959</link>
    <description>&lt;P&gt;I recently applied for a $20K unsecured business loan, $10K business unsecured loan, and nRewards Visa. However today when i went to check my report, i saw this....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG border="0" src="http://i53.tinypic.com/2v7zev9.png" /&gt;&lt;/P&gt;&lt;P&gt;Scary,,, Is this too much? yes, i got approved for all 3 loans yesterday &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Both loans at 11.96% and prime plus 14.86% APR for the visa.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm glad USAA has credit monitoring services. it gets my fico score from all 3 bureaus and refreshes the report every 24hrs. It's neat!&lt;/P&gt;</description>
    <pubDate>Wed, 20 Jul 2011 06:12:11 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2011-07-20T06:12:11Z</dc:date>
    <item>
      <title>Excessive hard inquiries by NFCU</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/Excessive-hard-inquiries-by-NFCU/m-p/980012#M2959</link>
      <description>&lt;P&gt;I recently applied for a $20K unsecured business loan, $10K business unsecured loan, and nRewards Visa. However today when i went to check my report, i saw this....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG border="0" src="http://i53.tinypic.com/2v7zev9.png" /&gt;&lt;/P&gt;&lt;P&gt;Scary,,, Is this too much? yes, i got approved for all 3 loans yesterday &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Both loans at 11.96% and prime plus 14.86% APR for the visa.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm glad USAA has credit monitoring services. it gets my fico score from all 3 bureaus and refreshes the report every 24hrs. It's neat!&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jul 2011 06:12:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/Excessive-hard-inquiries-by-NFCU/m-p/980012#M2959</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-20T06:12:11Z</dc:date>
    </item>
    <item>
      <title>Re: Excessive hard inquiries by NFCU</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/Excessive-hard-inquiries-by-NFCU/m-p/981560#M2962</link>
      <description>&lt;P&gt;just FYI, those are not FICO scores.&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jul 2011 17:27:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/Excessive-hard-inquiries-by-NFCU/m-p/981560#M2962</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2011-07-21T17:27:59Z</dc:date>
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