topic Re: Easiest No PG Business Auto Loan in Business Credit

Easiest No PG Business Auto Loan

Anonymous — Fri, 31 Jan 2020 12:22:55 GMT

I’ve been seeing a lot of no PG auto loan approvals, but hardly anyone posts data points of their business profile. Paydex score, duns profile, how much business credit they have reporting, etc? Can someone please help? I’ve heard of Nissan being fairly easy to deal with, but even with them what do they check? And what are the least amount of accounts that need to be reporting? Years in business and financial statements are exceptional but have really been focusing on business credit much for this business.

Re: Easiest No PG Business Auto Loan

Creditaddict — Fri, 31 Jan 2020 17:17:28 GMT

I personally did Nissan first and my very first lease was my personal Rogue that I PG in the business name (never showed on my credit)

Nissan requires 2 years in business

They pull EX Business I believe

The problem with business credit is it's way more complicated and makes less sense than personal if you ask me.

I have a lot of business credit but sometimes not much shows and than I'm always going HUH? what did you pull...

I NEVER pay for D&B but I did confirm my account when I first got in business and Kia pulled them recently so I guess! but I have not even looked at it in YEARS!

I have heard Ford is the easiest but like I said I went Nissan first.

I now have 2 Nissan Purchases, 1 Infiniti Lease, 1 Ford Purchase, 1 Kia Lease

Nissan Van $28k - last year after infiniti same day as other van.

Nissan Van $28k - last year after infiniti

Infiniti Lease $50k - just over a year ago

Ford Purchase $20000 - last month

Kia Lease $19000 - last month

Re: Easiest No PG Business Auto Loan

GApeachy — Sat, 01 Feb 2020 12:46:05 GMT

Have you tried any of the pre-quals like GMC?

Re: Easiest No PG Business Auto Loan

Creditaddict — Sat, 01 Feb 2020 17:53:23 GMT

Those aren’t for business are they?

Re: Easiest No PG Business Auto Loan

GApeachy — Sat, 01 Feb 2020 17:59:36 GMT

Yeah

https://www.gmfinancial.com/en-us/business-financing.html

Re: Easiest No PG Business Auto Loan

Creditaddict — Sat, 01 Feb 2020 18:08:57 GMT

I submitted... doesn’t ask much so I assume now they will call me and send a full app but I’d love a line of credit open for cars!

Re: Easiest No PG Business Auto Loan

GApeachy — Sat, 01 Feb 2020 18:12:44 GMT

@Creditaddict wrote:
I submitted... doesn’t ask much so I assume now they will call me and send a full app but I’d love a line of credit open for cars!

Me too! Lemme know how it turns out. gl!

Re: Easiest No PG Business Auto Loan

Anonymous — Sat, 01 Feb 2020 18:35:46 GMT

Nothing like living up to your name! Are you really already in need of another Lease? lol

Re: Easiest No PG Business Auto Loan

Creditaddict — Sat, 01 Feb 2020 21:48:12 GMT

@Anonymous wrote:
Nothing like living up to your name! Are you really already in need of another Lease? lol

LOL... Not just yet, but my driver did total one of our vans so will need another one of those in the future.