topic Re: Infiniti Finance Auto Loan Approved no PG in Business Credit

Infiniti Finance Auto Loan Approved no PG

Anonymous — Thu, 30 Jul 2020 21:59:04 GMT

$60k @ 0% APR for 72mos, 0 down required, no PG.

Got all the dealer add-on costs removed and knocked 4 grand off MSRP.

Didnt even step into the dealership all done via text and a phone call. We were approved for personal loan at the rate and I told them oh does the 0% APR promotion apply to Business Financing ?

Yes it does and approved all under an hour. Cars being detailed and brought over no test drive even, we own a 2016 model already and have used the same model as loaner cars when we went in for service.

Re: Infiniti Finance Auto Loan Approved no PG

blindambition — Thu, 30 Jul 2020 23:07:21 GMT

Now that's a nice deal!! Biggest bonus is no showroom shenanigans!! Congrats!!! 👍🏻

Re: Infiniti Finance Auto Loan Approved no PG

AllZero — Thu, 30 Jul 2020 23:35:31 GMT

Congratulations on your approval!

Re: Infiniti Finance Auto Loan Approved no PG

bizcredit11 — Fri, 31 Jul 2020 03:58:09 GMT

Nicely done @Anonymous. Always good to check out other options.

Walking away from offers you don't like is good too.

If you don't ask you and I will never get the best/optimal deal.

Congrats,

bizcredit11

Re: Infiniti Finance Auto Loan Approved no PG

Anonymous — Fri, 31 Jul 2020 04:04:00 GMT

@blindambition wrote:
Now that's a nice deal!! Biggest bonus is no showroom shenanigans!! Congrats!!! 👍🏻

Thnx. Yeah as someone who did car sales 15 years ago I get annnoyed w the same 1970's tactics still being utilized by sales people today at dealerships. I can't for the life of me understand why their first contact communication is "when can you come in?!??"

Like calm down, give me my numbers I want and drop it off after lol. I'll come in for scheduled maintenance

Re: Infiniti Finance Auto Loan Approved no PG

Anonymous — Fri, 31 Jul 2020 04:09:08 GMT

@bizcredit11 wrote:
Nicely done @Anonymous. Always good to check out other options.

Walking away from offers you don't like is good too.

If you don't ask you and I will never get the best/optimal deal.

Congrats,
bizcredit11

For sure. This is the 2nd car on business loan we took in the past week

skipped out in registering one of our cars in August for the year and the payment due on Saturday and September's . No payments till October on the new one

Re: Infiniti Finance Auto Loan Approved no PG

M_Smart007 — Fri, 31 Jul 2020 05:05:51 GMT

Nice Terms

Congratulations!!!!

Re: Infiniti Finance Auto Loan Approved no PG

Anonymous — Fri, 31 Jul 2020 22:52:15 GMT

oh yeah and 0 POI Requested or anything other than Articles showing ownership of EIN provided and ID+Insurance cards.

Re: Infiniti Finance Auto Loan Approved no PG

Shooting-For-800 — Sat, 01 Aug 2020 05:14:01 GMT

Infiniti is hurting. I have heard of insane deals.

Re: Infiniti Finance Auto Loan Approved no PG

Flexfanatic — Sat, 01 Aug 2020 16:04:50 GMT

@Anonymous

Awesome deal/find.

Question on additional DP's. With the business financing and no PG how long has your business been registered and were there business income requirements?

I'm thinking of purchasing/leasing a truck under a new business and I don't mind a PG but would prefer its not on my personal credit (unless I default or pay late).

Re: Infiniti Finance Auto Loan Approved no PG

Anonymous — Sat, 01 Aug 2020 21:43:25 GMT

@Flexfanatic wrote:
@Anonymous

Awesome deal/find.

Question on additional DP's. With the business financing and no PG how long has your business been registered and were there business income requirements?

I'm thinking of purchasing/leasing a truck under a new business and I don't mind a PG but would prefer its not on my personal credit (unless I default or pay late).

Business is only a few years old. They asked verbally for annual income, no request for documentation. On the other vehicle from GM I did for a PG they said itll report but not show on personal reports unless you default on payments etc. GMC Asked if i would provide taxes for some lenders if required, I said no and they never asked for them.

Re: Infiniti Finance Auto Loan Approved no PG

Anonymous — Sat, 01 Aug 2020 21:45:25 GMT

@Shooting-For-800 wrote:
Infiniti is hurting. I have heard of insane deals.

Hurting how? Car sales in general seem to be insanely good the past 4 months+ now from what Ive been seeing. Maybe Infiniti/Nissan is suffering overall? Anecdotally My buddy is a Finance Manager for Nissan in Texas, they are writing up deals 24/7 as well.

Re: Infiniti Finance Auto Loan Approved no PG

CreditCuriosity — Thu, 06 Aug 2020 21:45:30 GMT

@Anonymous wrote:
@Shooting-For-800 wrote:
Infiniti is hurting. I have heard of insane deals.
Hurting how? Car sales in general seem to be insanely good the past 4 months+ now from what Ive been seeing. Maybe Infiniti/Nissan is suffering overall? Anecdotally My buddy is a Finance Manager for Nissan in Texas, they are writing up deals 24/7 as well.

He probably meant infiniti has never turned a profit? I know people that work at NISSAN corporate and infiniti a part of Nissian has always lost money from my understanding. Could be that? Also imho infiniti is overprice compared to their competition and their competition is built better just my 2 cents. Have had 4 or 5 infinitis in my time along with mercedes and other cars that it is meant to compete and for what you get their prices are higher and you get less.. Just my experience.

Re: Infiniti Finance Auto Loan Approved no PG

Conceptual23 — Fri, 07 Aug 2020 17:41:50 GMT

That is awesome! Thank you for the report!