topic Re: JC Penney Commercial Net 30 Approved!!! NO PG in Business Credit

JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Thu, 12 Sep 2019 22:20:23 GMT

I've been looking for a few companies to add tradelines to my business. I stumbled upon JCPenney Commercial and applied. Instant Approval $1500.

The process was seamless. Simply went online and filled out the application. NO PG

The business is almost 8 years. 1 tradeline since 2013. Added 2 more tradelines in 2016. Then AMEX in 2018. For a total of 5 tradelines as of 9/10/19.

Re: JC Penney Commercial Net 30 Approved!!! NO PG

jaxstraw — Thu, 12 Sep 2019 22:59:02 GMT

Congrats !
I've always hovered over app'ing for this to gain another reporting TL but hold off because I doubt I'd actually buy anything from JCP.

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Thu, 12 Sep 2019 23:59:27 GMT

I have a JC Penney 10 minutes from me. I'll get white towels and sheets for the new spa we're looking to open. I won't use it much either but at least it provides another tradeline.

Re: JC Penney Commercial Net 30 Approved!!! NO PG

bizcredit11 — Fri, 13 Sep 2019 04:33:36 GMT

@tntcreditbuilder

Congrats on the approval, but I believe this is one of the Synchrony commercial accounts that do not report.

You should talk directly to the underwriters on this one...no customer service reps...they just do not know.

I know you are expecting another tradeline, so further due dilligence is needed.

Best to you,

bizcredit11

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Fri, 13 Sep 2019 04:27:34 GMT

Awesome! I app'd for this several times since Feb 2019 and was denied, until July when we were approved instantly for $1k credit line. The thing I don't like there's no online access, or online bill pay. I called CS and was told I would be mailed an invoice for any balance and could send in a check. Not sure if I use it, and especially if it doesn't report.

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Sat, 12 Oct 2019 19:08:11 GMT

No report = no bueno.

If they had something you can use frequently for the business and they also made it easy to pay then it might be a fit. Otherwise...

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Sun, 13 Oct 2019 03:02:35 GMT

I agree, especially if you have to mail them a ceck!

Who even does that these days.

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Sun, 13 Oct 2019 11:52:14 GMT

Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂

Re: JC Penney Commercial Net 30 Approved!!! NO PG

GApeachy — Sun, 13 Oct 2019 16:33:47 GMT

@Anonymous wrote:
Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Sun, 13 Oct 2019 22:48:52 GMT

@GApeachy wrote:
@Anonymous wrote:
Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂

Any company that decides its a good idea to limit the ways to "receive" money should be put in the "short bus" category. At this point in their lifecycle they should be accepting ALL forms of payment including Bitcoin. Do they even have a CFO?

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Tue, 15 Oct 2019 15:36:47 GMT

Congratulations!

Re: JC Penney Commercial Net 30 Approved!!! NO PG

mscreditfix — Wed, 16 Oct 2019 20:34:55 GMT

Congrats! I got approved yesterday no pg for $2000. Business been established since 2008

Re: JC Penney Commercial Net 30 Approved!!! NO PG

GApeachy — Wed, 16 Oct 2019 20:45:30 GMT

@mscreditfix wrote:
Congrats! I got approved yesterday no pg for $2000. Business been established since 2008

Fantastic! You all should report back if this tl gets reported to one of the biz bureaus. Hopefully it does, be great for your biz scores.

Congrats to all!

Re: JC Penney Commercial Net 30 Approved!!! NO PG

M_Smart007 — Sat, 05 Sep 2020 02:10:25 GMT

Congratulations on your Approval..

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Anonymous — Mon, 01 Mar 2021 17:23:02 GMT

HI I Having been for a companythat Ican shop at.