topic What American Express card can i get in Business Credit

What American Express card can i get

Anonymous — Thu, 19 Nov 2020 02:24:43 GMT

Hi y'all i have a

732 equifax- clear report

702 transunion- one charge off

662 experian- charge off and collections

what Amex Card do you think i could get? I want to get blue business plus for my business.

or potential blue cash for personal

Re: What American Express card can i get

Anonymous — Thu, 19 Nov 2020 03:15:40 GMT

Amex will pull Experian. Clean it up first.

Use the prequal tool on Amex's website. It'll tell you what you qualify for without doing a hard pull.

Re: What American Express card can i get

Anonymous — Thu, 19 Nov 2020 18:37:07 GMT

I tried playing around with the prequals....and couldn't get anything to come up for business cards. Personal, yes, plenty. Do you have the secret for making biz prequals show up? Do tell!

Best of luck, OP, let us know if you go for it.

Re: What American Express card can i get

Anonymous — Thu, 19 Nov 2020 18:39:46 GMT

Okay cool, do you have any suggestions on how to remove a paid off charge off from 1st finacial bank? and a collections from AFNI. I just talked to a lawyer at this credit repair company and he told me there is nothing he can do.

Thanks

Re: What American Express card can i get

spiritcraft1 — Thu, 19 Nov 2020 21:38:32 GMT

@Anonymous wrote:
Okay cool, do you have any suggestions on how to remove a paid off charge off from 1st finacial bank? and a collections from AFNI. I just talked to a lawyer at this credit repair company and he told me there is nothing he can do.

Thanks

I was approved for a Business Gold card at a 640 EX FICO with all kinds of derogs. They have now given me a Business Platinum with a 658 EX FICO with almost all of the same derogs... they WILL NOT let me have a revolver.... yet.

Re: What American Express card can i get

Anonymous — Thu, 19 Nov 2020 21:50:06 GMT

Oh wow so it's easier to get a business gold Amex than to get a revolving personal or business credit card?

Re: What American Express card can i get

spiritcraft1 — Thu, 19 Nov 2020 22:12:27 GMT

@Anonymous wrote:
Oh wow so it's easier to get a business gold Amex than to get a revolving personal or business credit card?

It is for me. It does make sense as I am required to pay each month. I do have a $2k pay over time deal but I pay in full.

I have been soft pull denied 5 times for many different Business revolvers. Never had a pre approval aside from the initial Business Gold. The Platinum was an impulse application after a NFCU personal denial earlier that day.

Re: What American Express card can i get

Anonymous — Thu, 19 Nov 2020 22:20:53 GMT

Okay gotcha, what did you say your personal income was and business income and was a sole pro or llc?