topic Re: Chase Ink biz DPs sharing in Business Credit

Chase Ink biz DPs sharing

MudkipsRKooL — Fri, 27 Nov 2020 16:46:22 GMT

well I think a few months ago a few people "tested" their luck with Chase INK cards and a few got in. Notable it was people with 2+ years and a EIN/DBA etc.. Anyways I noticed on reddit a few more people who probably didn't bother but tried anyways and go approved. Ofc YMMV and I think a few of them have either banking or biz accounts with Chase that might have been the tipping factor. Anyways I present you 2 DP.

Reddit User A: RandomAccounts4Qs

FICO 9: 767

Income: 26K

AAoA: 1yr 7mo

AOoA: 3 years

Business Type: SP

Projected Income: 19K/year

Date of Business: July 2020

5 CCs

*has Chase checking (forgot if it was biz or personal)

Other recent successful INK apps by users: daaagnerz0ne, Psynaut, Undeadfire.

Seems like, Chase is openning the door for people with excellent FICO scores and don't mind *young businesses. I may app for the CIC by the end of the year or early next year depending if I get approved for BofA CC. One thing to note is it's 1 HP i suppose if you use SSN and it's only 3K, I don't see anybody getting pass 3K unless they been established for years or have a S Corp. On facebook a person in my group got 12K SL with a 4 year S Corp making 180K/year.

Re: Chase Ink biz DPs sharing

Anonymous — Tue, 08 Dec 2020 05:23:42 GMT

Congrats!

What SL did they give you for your nascent biz? Hope it was helpful.

Re: Chase Ink biz DPs sharing

Anonymous — Sun, 13 Dec 2020 01:25:46 GMT

Chase Business INK

Starting limit $5000

0% 12 months

17.24 after

The app asked personal income and business

for the business I applied for income Was around 200k

I have a S-Corp (o have not even paid myself yet from the Corp it's that new.. working on it with the accountant)

personal income 230k

I have a W2 job I work as well

my credit score 771

no business credit.
business 1 year

I have zero debt at the moment on credit cards

chase history is one credit card that they balance chased me on four months ago with a credit limit of $3800 now

they pulled my personal credit,

I have about 10 credit cards with two over 20k

when I applied I got a wait notice. I did not call. They did not call me. I got a email 1.5 weeks later with a approval and a card In the mail