topic Re: BOA Business Travel Rewards Approval!! in Business Credit

BOA Business Travel Rewards Approval!!

credit_endurance — Wed, 20 Jan 2021 04:43:58 GMT

Normally not this excited about a business card approval as I am with this current one. Threw this app to the wind as I am currently waiting patiently for my Citi Biz AA recon to complete it's process.

Haven't been approved for a credit card nor credit limit increase from BOA since 2018 folks. Its been that dry of a spell for me. But was still procative looking towards the bigger "picture" and threw some investments into both a checking/saving/merrill accounts to gain preferred rewards status a couple months ago.

See this thread:https://ficoforums.myfico.com/t5/Personal-Finance/BOA-Premium-Rewards-Kick-In-Period/td-p/6196806

Decided to take a crack at one of thier business products with some decent rewards structure. Knowing now I would benefit more heavily being a PR member. Appied on late Thurs/Early Fri morning and actually received my first pending review app status in as many years. All others have been straight rejections so I knew this was a good sign.

Searched the backdoor for App status # and number lead to a msg saying they where no longer excepting calls at this time. So had to wait it out. Finally on MLK holiday of all days, decided to check my BOA bank account and to my suprise the app was approved! For a very modest $8,000 SL. I also have a cash rewards at $55,600 which also remained intact. So total exposure with them is $63,600.

Didn''t think BOA had anything left ion the table for me as I was strongly considering pulling all assests out after my most recent denial for the Premuim Rewards. Even without the main prize, this gives me another option combined with the cash rewards to fully benefit from the PR progam.

Side note: Was going to go after the BOA Alaskian Airlines Signature Visa but thought against that one with reports of it being the business equivalent of the premium rewards card. So glad I didn't!

DP"s

Transunion pull 776

Accounts 0/6 8/12 LOL/24

Utili 1% reporting

Banking relationship 11 years +

Banking accounts: Checking/Savings/Merrill Edge

Thanks for looking

Re: BOA Business Travel Rewards Approval!!

AllZero — Tue, 19 Jan 2021 19:52:53 GMT

Congratulations on your approval! Thank you for sharing the data points!

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Tue, 19 Jan 2021 20:28:50 GMT

Thanks @AllZero!! Anytime my friend!!

Re: BOA Business Travel Rewards Approval!!

blindambition — Tue, 19 Jan 2021 20:52:50 GMT

Congrats on the approval!!!! Just shows you can be BMoC at BofA, when you give them $$$ and investments.

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Tue, 19 Jan 2021 23:32:28 GMT

@blindambition wrote:
Congrats on the approval!!!! Just shows you can be BMoC at BofA, when you give them $$$ and investments.

Thanks @blindambition!! Absolutely the skies the limit when you show them the $ 😆

Re: BOA Business Travel Rewards Approval!!

gingerflower — Wed, 20 Jan 2021 01:00:27 GMT

Congratulations on your Boa Business Cc! Awesome SL!

Re: BOA Business Travel Rewards Approval!!

barca — Wed, 20 Jan 2021 01:18:20 GMT

congrats. BOA is very generous to their customers.

I am suprised you were deny the premium rewards since you have assets with them

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Wed, 20 Jan 2021 04:49:45 GMT

@gingerflower wrote:
Congratulations on your Boa Business Cc! Awesome SL!

@gingerflower Thanks!! Now to get tha Citi app approved! 😀

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Wed, 20 Jan 2021 04:51:10 GMT

@barca wrote:
congrats. BOA is very generous to their customers.
I am suprised you were deny the premium rewards since you have assets with them

Thanks @barca!! Yes, baffles my mind as to why I can't breakthrough for approval on the PR card. Guess they have their reasons.

Re: BOA Business Travel Rewards Approval!!

M_Smart007 — Wed, 20 Jan 2021 15:53:45 GMT

Congratulations!

Re: BOA Business Travel Rewards Approval!!

randomguy1 — Wed, 20 Jan 2021 16:46:40 GMT

Congrats on the new biz card.

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Wed, 20 Jan 2021 18:05:54 GMT

Thanks @M_Smart007!!

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Wed, 20 Jan 2021 18:06:25 GMT

Thanks @randomguy1!!

Re: BOA Business Travel Rewards Approval!!

MyFault — Thu, 21 Jan 2021 17:56:27 GMT

Congrats on your approval!

Re: BOA Business Travel Rewards Approval!!

credit_endurance — Thu, 21 Jan 2021 20:36:08 GMT

@MyFault Thanks so much!!