topic Re: Which CB does Amex Biz Gold Card Report to? in Business Credit

Which CB does Amex Biz Gold Card Report to?

Anonymous — Thu, 21 Jan 2021 10:04:18 GMT

Just got a new Amex Business Gold Card and was wondering which CR they report to?

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Thu, 21 Jan 2021 13:05:21 GMT

none

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Sat, 23 Jan 2021 09:29:37 GMT

I called Amex Biz Customer Support to verify which Biz CB they report to, and she basically confirmed all 3 (DnB, Experian Biz and Equifax).

I guess I'll wait to see what happens after a billing cycle lapses.

Re: Which CB does Amex Biz Gold Card Report to?

ToughFistFight — Sat, 23 Jan 2021 10:23:50 GMT

I have seen my Experian and none of my Amex biz cards show up.

@Anonymous wrote:
I called Amex Biz Customer Support to verify which Biz CB they report to, and she basically confirmed all 3 (DnB, Experian Biz and Equifax).
I guess I'll wait to see what happens after a billing cycle lapses.

Re: Which CB does Amex Biz Gold Card Report to?

FinStar — Sat, 23 Jan 2021 21:35:55 GMT

https://ficoforums.myfico.com/t5/Business-Credit/Which-Bank-Biz-Cards-Report-To-Biz-Credit-Reports/td-p/5542736

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Sat, 23 Jan 2021 21:44:20 GMT

@ToughFistFight wrote:
I have seen my Experian and none of my Amex biz cards show up.
@Anonymous wrote:
I called Amex Biz Customer Support to verify which Biz CB they report to, and she basically confirmed all 3 (DnB, Experian Biz and Equifax).
I guess I'll wait to see what happens after a billing cycle lapses.

What about your Dun & Bradstreet? Did you also check that?

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Mon, 25 Jan 2021 03:59:51 GMT

Amex business reports to nobody

Re: Which CB does Amex Biz Gold Card Report to?

ToughFistFight — Mon, 25 Jan 2021 04:18:12 GMT

Nope. For my purposes, I haven't had a need to look at D&B. None of the business creditors I have delt with use D&B.

Re: Which CB does Amex Biz Gold Card Report to?

bloccoblu — Sun, 31 Jan 2021 10:58:52 GMT

They report to none. I’ve viewed all 3 reports

Re: Which CB does Amex Biz Gold Card Report to?

GApeachy — Sun, 31 Jan 2021 13:07:05 GMT

All four of our Amex biz cards are being reported to Exp. Biz. I'm looking at them now.

eta: the cards reporting are credit cards, not charge cards if that makes a difference.

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Sun, 31 Jan 2021 16:05:33 GMT

@GApeachy wrote:
All four of our Amex biz cards are being reported to Exp. Biz. I'm looking at them now.

eta: the cards reporting are credit cards, not charge cards if that makes a difference.

Interesting!

Maybe, that's the difference! Amex Biz credit cards report while Charge cards don't!

Re: Which CB does Amex Biz Gold Card Report to?

GApeachy — Sun, 31 Jan 2021 17:56:44 GMT

@Anonymous wrote:
@GApeachy wrote:
All four of our Amex biz cards are being reported to Exp. Biz. I'm looking at them now.

eta: the cards reporting are credit cards, not charge cards if that makes a difference.
Interesting!

Maybe, that's the difference! Amex Biz credit cards report while Charge cards don't!

It's a thought but I just started allowing balances to post which could be the real reason as well. I just don't know for sure. I'll have to watch in the coming months to try and figure that out.

Re: Which CB does Amex Biz Gold Card Report to?

ToughFistFight — Sun, 31 Jan 2021 19:25:53 GMT

Interesting. Maybe it depends on state? Im in WA. I have a buddy who can pull my Experian biz. Ill ask him. As of right now, I have Amex revolver and charge. I paid off the revolver, so it should be reporting a balance.

You know what I do see on my Experian biz? My Chase biz Ink.

Maybe this discussion needs a new post?

Re: Which CB does Amex Biz Gold Card Report to?

GApeachy — Sun, 31 Jan 2021 19:45:58 GMT

@ToughFistFight wrote:
Interesting. Maybe it depends on state? Im in WA. I have a buddy who can pull my Experian biz. Ill ask him. As of right now, I have Amex revolver and charge. I paid off the revolver, so it should be reporting a balance.
You know what I do see on my Experian biz? My Chase biz Ink.

Maybe this discussion needs a new post?

Tell your bubby not to look for the acct # but the balance posted on last stmt. The acct number(s) do not match. I have no idea where Amex gets those numbers from but they are definitely not any combo of the card number(s)....that's what threw me off some. I had to pull stmts. and look for the stmt. balance and go back to the Exp. Biz cr to find the balance and the high credit.

ETA: It could be that these acct numbers are assigned by Exp. My two biz cards acct numbers listed on Exp. biz start with a 6 and dh's 2 biz cards start with a 5.

Re: Which CB does Amex Biz Gold Card Report to?

Anonymous — Mon, 01 Feb 2021 06:18:19 GMT

@GApeachy wrote:
@Anonymous wrote:
@GApeachy wrote:
All four of our Amex biz cards are being reported to Exp. Biz. I'm looking at them now.

eta: the cards reporting are credit cards, not charge cards if that makes a difference.
Interesting!

Maybe, that's the difference! Amex Biz credit cards report while Charge cards don't!
It's a thought but I just started allowing balances to post which could be the real reason as well. I just don't know for sure. I'll have to watch in the coming months to try and figure that out.

Just curious, but how do you check your Exp. Biz report? Do you have a Business Account with Experian? I use NAV Boost plan but can't see much on those.

Re: Which CB does Amex Biz Gold Card Report to?

601flyguy — Tue, 02 Feb 2021 17:10:04 GMT

I have 2 revolving business accounts and nothing reports for me.

Re: Which CB does Amex Biz Gold Card Report to?

ToughFistFight — Thu, 04 Feb 2021 06:39:43 GMT

So, the only thing on my Experian biz report is my Chase biz Ink still. Neither charge or revolver show up for Amex. Ive had those for many years. My 180k in Toyota Commercial Finance doesnt show up either. At this point its a craps shoot as to what reports.

I ask my buddy who works in commercial lending to pull my Experian biz report. I had a loan with him once upon a time and kept that info in my back pocket.

I dont trust Nav. I view them like CK.