topic Re: Should I pull the trigger on Marriott Bonvoy Business AMEX in Business Credit

Should I pull the trigger on Marriott Bonvoy Business AMEX

alexgold9393 — Fri, 16 Apr 2021 16:43:45 GMT

Hey Everyone,

I'm interested in this card as I plan to travel 5-6 times this year and maybe double that next year. For flight, I have 2 cards Delta Plat from Amex and AAdvantage from Citi. For Hotels just the Bonvoy Boundless from Chase. Accumulating points on personal spending is not working out and putting business transactions on personal cards will have my accountant screaming.

I feel this card would be a really good fit for me. I'm not sure if my credit is strong enough for it, so I wanted to share my DP and see if yall can give me some guidance.

Business S corp is 8 months old.

D&B 80 : 7 net 30 accounts reporting

EXP BIZ risk is 1: 2 net 30 accounts reporting

Personal scores jump up and down based on reported balances, 730-740 on experian (736 as of today)

From amex:

3/17/21 - applied for amex business amazon prime and approved for $3k

3/21/21 - applied for CLI on personal Delta plat, approved $1k-->$3k

I read somewhere not to apply or ask for cli during 90 days from approvals or cli requests, but not sure.

Based on this, what yall say, pull the trigger or holster it until end of June.

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

Anonymous — Fri, 16 Apr 2021 17:09:28 GMT

DO IT!!

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

FinStar — Fri, 16 Apr 2021 19:57:08 GMT

Based on the information you've shared, it appears that you are still within the 90-day 'soft rule' to apply for another AmEx revolver, so as long as you haven't been approved for one on the personal side. The CLI should play no bearing on getting approved, but it could influence the SL if AmEx feels you have enough exposure with your current revolvers.

Try and see how this pans out.

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

Anonymous — Sat, 17 Apr 2021 04:13:04 GMT

Go for it that 90 day after a cli is hooey I got a 3x cli in January and got a 15k Hilton approval early march

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

alexgold9393 — Sun, 18 Apr 2021 20:56:57 GMT

976A0CE2-339C-4909-92AC-7EF20D945229.jpeg

Boom!

3k limit

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

AllZero — Sun, 18 Apr 2021 20:46:41 GMT

Congratulations on your approval!

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

GApeachy — Sun, 18 Apr 2021 20:54:34 GMT

ENJOY!

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

Anonymous — Sun, 18 Apr 2021 20:55:01 GMT

Congratulations! I really like the Marriott rewards program, and I think you will too.

Re: Should I pull the trigger on Marriott Bonvoy Business AMEX

FinStar — Sun, 18 Apr 2021 20:57:54 GMT

@alexgold9393 wrote:
976A0CE2-339C-4909-92AC-7EF20D945229.jpeg

Boom!
3k limit

See, told ya Congrats on the approval @alexgold9393!