topic Re: Business Platinum - 150K Offer - Instant Approval! in Business Credit

Business Platinum - 150K Offer - Instant Approval!

ultimaterewardsguy357 — Sun, 30 May 2021 17:21:27 GMT

Data Points:

5/24 Status: 7/24

EX Inquiries: 1 (6 Months); 2 (12 Months); 5 (24 Months)

UTI: 3%

FICO 8 Scores: EX 774, EQ 765, TU 759

AAoA: 4 years, 1 month

Credit History Length: 13 years, 8 months

Income: $65K - $74K

Business: 1-2 years Sole Prop DBA Business Revenue: $1K/yr

Current Cards:

1. Citi Double Cash Card, $9,000, opened 3/2017 (AU)

2. Discover It Cash Back, $5,000, opened 12/2019

3. Chase Sapphire Preferred, $10,000, opened 9/2020

4. Chase Freedom Flex, $1,000, opened 10/2020

5. Blue Business Plus, $3,000, opened 1/2021

6. The Platinum Card from Amex, No Pre-Set SL, opened 1/2021

7. CitiBusiness / AAdvantage Platinum Select, $11,000, opened 3/2021

8. Business Gold, No Pre-Set SL, opened 4/2021

9. Blue Business Cash, $1,000, opened 5/2021

10. Amazon Business Prime, $3,000, opened 5/2021

11. Business Platinum, No Pre-Set SL, opened 5/2021

Re: Business Platinum - 150K Offer - Instant Approval!

AllZero — Sun, 30 May 2021 17:32:07 GMT

Congratulations on your approval! Thank you for sharing the data points.

Re: Business Platinum - 150K Offer - Instant Approval!

M_Smart007 — Sun, 30 May 2021 17:59:43 GMT

Congratulations on your approval!

Re: Business Platinum - 150K Offer - Instant Approval!

CreditAggie — Mon, 31 May 2021 00:26:03 GMT

Congratulations on your Business Platinum approval!

Re: Business Platinum - 150K Offer - Instant Approval!

babygirl1256 — Mon, 31 May 2021 00:44:37 GMT

@ultimaterewardsguy357 Wow, Congrats on your Business Platinum - 150k Offer -and- Instant Approval . . . that is absolutely fantastic . . . I will certainly follow your model (DPs) for my start-up biz. That's exactly why I have been working so hard to rebuild my credit (expecting to be PG). Just trying to get rid of the very last negative . . . BoA $429.00 PIF CO from 01/2016 . . . This is forum is AWESOME!!!

Re: Business Platinum - 150K Offer - Instant Approval!

ultimaterewardsguy357 — Mon, 31 May 2021 00:54:26 GMT

@babygirl1256 wrote:
@ultimaterewardsguy357 Wow, Congrats on your Business Platinum - 150k Offer -and- Instant Approval . . . that is absolutely fantastic . . . I will certainly follow your model (DPs) for my start-up biz. That's exactly why I have been working so hard to rebuild my credit (expecting to be PG). Just trying to get rid of the very last negative . . . BoA $429.00 PIF CO from 01/2016 . . . This is forum is AWESOME!!!

Thanks! You've got this @babygirl1256. You will get there in due time. This forum is amazing! I am glad I joined when I did. The community has been invaluable.

Re: Business Platinum - 150K Offer - Instant Approval!

Kasuito39 — Thu, 03 Jun 2021 02:06:09 GMT

Congrats on your approval!

Re: Business Platinum - 150K Offer - Instant Approval!

Anonymous — Fri, 04 Jun 2021 04:42:37 GMT

Congratulations on the new trade line

Re: Business Platinum - 150K Offer - Instant Approval!

Anonymous — Thu, 03 Jun 2021 16:21:59 GMT

Kuddos to you. I must say I'm jealous in some fashion. Yesterday, I applied for the chase business InK unlimited and got denied because my business was "too new" even though my personal credit score was 814. Even if my business was "too new", isn't that the point of a personal guarantee?

Re: Business Platinum - 150K Offer - Instant Approval!

ultimaterewardsguy357 — Thu, 03 Jun 2021 16:27:28 GMT

@Anonymous wrote:
Kuddos to you. I must say I'm jealous in some fashion. Yesterday, I applied for the chase business InK unlimited and got denied because my business was "too new" even though my personal credit score was 814. Even if my business was "too new", isn't that the point of a personal guarantee?

Thanks! Sorry to hear about your denial. I would call reconsideration and try to get them to overturn that denial.

Re: Business Platinum - 150K Offer - Instant Approval!

Anonymous — Thu, 03 Jun 2021 17:22:45 GMT

Thank you for the advice. I just called and got approved for $3k. It's not much but it's a start seeing my business is "new". Thanks again for the advice.

Re: Business Platinum - 150K Offer - Instant Approval!

ultimaterewardsguy357 — Thu, 03 Jun 2021 17:41:28 GMT

@Anonymous wrote:
Thank you for the advice. I just called and got approved for $3k. It's not much but it's a start seeing my business is "new". Thanks again for the advice.

CONGRATS! This makes me really happy to see that.

Way to successfully reconsider your application for your brand new CIU. It's a great catch-all business expense at a 1.5X earning rate. Enjoy your card and get to work on that minimum spend -- be sure to call them and ask to rush the card to take advantage of the sign-up bonus faster -- it would arrive Monday or Tuesday at the latest.

Re: Business Platinum - 150K Offer - Instant Approval!

manbuckets — Fri, 04 Jun 2021 14:54:23 GMT

Congrats on your approval!