topic Amex Marriott Bonvoy Business Approval in Business Credit

Amex Marriott Bonvoy Business Approval

mchang124 — Sun, 11 Jul 2021 16:33:02 GMT

Just wanted to share a data point.

So I've been going thru a fradulant charges battle with PenFed on my Platinum rewards card which they have reported 1 missed payment. And this has been a known issue of my account being taken over since febuary (i know right?). dropped my score by 25 points. But knowing my relationship with amex, which is perfect, i know it shouldnt be an issue.

Asked my friend for her referral link to her Business Bonvoy and had a go at it. Upon applicaiton, Amex requested to link to a bank to see charge/payment history (kinda like their own financial review). Took about 2 mins. No HP. Approved for $3k SL and the 75k SUB for $3k Min Spend with the $125 AF and annual free night. Definitely a keeper card for me in the future.

Marks 5th amex this year. Only one hard pull from Jan for the Amex Business Prime card.

EX8 Score at the time of application - 724

Stated Income $126k (I run a consulting business)

5/24 until march of 2022

1 INQ in the passed 10 months

PayDex Score of 80

Started my relationship with Amex this year in January 2021. No personal cards with them as i want to get back under 5/24.

IMG_8108.jpg

Re: Amex Marriott Bonvoy Business Approval

Anonymous — Sun, 11 Jul 2021 19:38:39 GMT

@mchang124 wrote:
Just wanted to share a data point ...

Good stuff -- Congrats! & thanks for the DPs.

Re: Amex Marriott Bonvoy Business Approval

ScorpioRising — Mon, 12 Jul 2021 07:34:07 GMT

@mchang124 wrote:
Just wanted to share a data point.

So I've been going thru a fradulant charges battle with PenFed on my Platinum rewards card which they have reported 1 missed payment. And this has been a known issue of my account being taken over since febuary (i know right?). dropped my score by 25 points. But knowing my relationship with amex, which is perfect, i know it shouldnt be an issue.

Asked my friend for her referral link to her Business Bonvoy and had a go at it. Upon applicaiton, Amex requested to link to a bank to see charge/payment history (kinda like their own financial review). Took about 2 mins. No HP. Approved for $3k SL and the 75k SUB for $3k Min Spend with the $125 AF and annual free night. Definitely a keeper card for me in the future.

Marks 5th amex this year. Only one hard pull from Jan for the Amex Business Prime card.

EX8 Score at the time of application - 724
Stated Income $126k (I run a consulting business)
5/24 until march of 2022
1 INQ in the passed 10 months
PayDex Score of 80
Started my relationship with Amex this year in January 2021. No personal cards with them as i want to get back under 5/24.

IMG_8108.jpg

Congratulations! I agree, it's definitely a keeper card. I'll be applying for that myself next year.

Re: Amex Marriott Bonvoy Business Approval

Drwaz99 — Mon, 12 Jul 2021 09:00:18 GMT

Congrats!