topic Re: Walmart Net30 Community Card - NO PG option for 3+ years in business in Business Credit

Walmart Net30 Community Card - NO PG option for 3+ years in business

waqaszm1 — Sun, 28 Nov 2021 01:00:43 GMT

https://www.walmart.com/cp/walmart-community-card/6652036

Net 30 , No PG option for business 3+ years in operation. No personal credit check.

Approved for $15K instant decision.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

bizcredit11 — Sun, 28 Nov 2021 01:33:40 GMT

Congrats @waqaszm1! Well done.

Will you use the 15k?

bizcredit11

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

M_Smart007 — Tue, 30 Nov 2021 18:16:41 GMT

Congratulations on your Walmart NET 30 NO PG approval!

Nice SL

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

cashorcharge — Tue, 30 Nov 2021 21:46:30 GMT

That's terrific!! Congratulations on your Walmart Approval!! 🥂🎉👏🏻

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Anonymous — Mon, 20 Dec 2021 16:59:57 GMT

I app'd and requested $10k, but was given $5k SL, but asked to provide PG if I wanted to 10k, so I'll keep the $5k and see where it goes.

Update: After receiving the card and registering for account access I noticed I have a CL of $10k, so they ended up giving me the full $10k without a PG, but sure did try hard for me to give them a PG, but I would have been fine with the $5k.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Anonymous — Wed, 01 Dec 2021 11:40:00 GMT

Congrats to all the new Wally World Biz accounts!!!

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Liberty33 — Wed, 01 Dec 2021 16:23:43 GMT

Happy for your success! Great find! Sadly the link to apply online has been closed by Walmart. When I click the APPLY button I get a page with these words on it:

"The specified URL cannot be found."

I will look in on this link to see if they make it accessible in the future. I will repost if I find it working again.

Thank you.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

104848 — Wed, 01 Dec 2021 16:37:06 GMT

congrats!

i'm curious, what cl you requested?

i also got approved. asked for $5k and received $5k... approval

$15k net30 is alot for Walmart 🤠

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Five6Two — Thu, 02 Dec 2021 01:13:00 GMT

Thanks for the link, applied as well and was auto-approved for $7.5k which is what I asked for. Not even sure I will use beyond a few purchases in hopes the tradeline reports

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Anonymous — Thu, 02 Dec 2021 12:51:45 GMT

@104848 wrote:
congrats!

i'm curious, what cl you requested?

i also got approved. asked for $5k and received $5k... approval

$15k net30 is alot for Walmart 🤠

That's a lot of Ramen

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

pizzadude — Thu, 02 Dec 2021 16:02:33 GMT

For a non-PG account I'd assume that this wouldn't show on personal CRs but since it's underwitten by Cap1, I wonder if it still might manage to show there.....

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

4sallypat — Thu, 02 Dec 2021 16:03:28 GMT

Does it report to business credit ?

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

104848 — Thu, 02 Dec 2021 17:47:04 GMT

i wondered about that for a sec also with it being capital one

but then again its a no pg net30 vs. a revolving cc

i guess now we're all just waiting to see if and what they report to

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

4sallypat — Thu, 02 Dec 2021 22:27:32 GMT

For a Sole Prop business, they want a PG.

I declined.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

pamon — Fri, 03 Dec 2021 05:09:19 GMT

Approved for 2500 today. Will wait for card and info. Net 30 acct backed by cap one. Hope they report to dnb, exp and equifax and not personal. Will see.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Anonymous — Fri, 03 Dec 2021 10:26:12 GMT

@pamon wrote:
Approved for 2500 today. Will wait for card and info. Net 30 acct backed by cap one. Hope they report to dnb, exp and equifax and not personal. Will see.

Very few Business credit accounts report to Equifax especially Net 30's. Most likely DnB and/or EX since it's Capital One/Walmart. Possibly CreditSafe, Cortera, or SBFE (less likely) as well. We'll see.

FYI, In the literature it states it can be used for Walmart / Sam's Club / Gas.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

GApeachy — Fri, 03 Dec 2021 13:43:37 GMT

Congrats!

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

Anonymous — Fri, 03 Dec 2021 17:29:10 GMT

@pizzadude wrote:
For a non-PG account I'd assume that this wouldn't show on personal CRs but since it's underwitten by Cap1, I wonder if it still might manage to show there.....

I have other CapOne UW Biz Accounts and they DO NOT show on personal. I know their Biz Bank Cards are a different story. Expect it there for sure. Always good practice to keep personal CRs in Security Mode when intentionally applying for Non-PG business accounts. Sometimes the UW computer systems will "accidentally" sneak a look-see on you but by then the damage is done. You can dispute the inquiry later however you would need proof that you instructed the UW to use Business CRs only. Unless you screenshot your app, chances are it would be tough to prove your case to the CRA.

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

GApeachy — Fri, 17 Dec 2021 12:57:47 GMT

@waqaszm1 So how do you like this acct. so far? Have you purchased fuel at both Walmart and Sam's club? Thanks to you I went for it and got it this morning....soooooo....kudos for sharing the link!

Re: Walmart Net30 Community Card - NO PG option for 3+ years in business

waqaszm1 — Fri, 17 Dec 2021 13:08:57 GMT

Its great so far - I have used it for gas and supplies for business. BUT .... it is nothing more than another business tradeline. I prefer using my Amex business cards for the rewards.

My advice to everyone is to use these tradelines to build up business credit, give them some business regularly to keep lines active and regular reporting as a means to getting true business cards such as the Amex Business Plat, Blue Business series and similar products from proper banks/credit unions with some great rewards. With increasing business spending and proper management, and an excellent rewards card --> you can make $1000 in cash back a month or more.

I think we are moving towards an economy where more and more people would prefer being self-employed rather than doing the 9 to 5 rat race. Having good business credit also saves you from needing crappy loans or MCAs at horrendous rates !