topic Re: Walmart Community Bus. Card NET30 No PG **Approval in Business Credit

Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Sun, 05 Dec 2021 21:40:55 GMT

Walmart Community Business Card NET30 $2500.00 No PG **Approval

Instant Approval .....

All (3) Personal CB's Locked!

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)

Re: Walmart Community Bus. Card NET30 No PG **Approval

bizcredit11 — Mon, 06 Dec 2021 00:17:11 GMT

Congrats @M_Smart007! Will you ever apply for personal again?

Just used the card for the 1st time today. Lets see how it reports.

When I was approved with No PG all CB's were not available as well.

I am not certain if they pulled Experian Biz or SBFE. Any idea?

bizcredit11

Re: Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Mon, 06 Dec 2021 00:37:51 GMT

@bizcredit11 wrote:
Congrats @M_Smart007! Will you ever apply for personal again?
Just used the card for the 1st time today. Lets see how it reports.

When I was approved with No PG all CB's were not available as well.

I am not certain if they pulled Experian Biz or SBFE. Any idea?

bizcredit11

Hi @bizcredit11 , Yes I am curious how it will report?

No way I am going to PG Capital One, I don't need the HP's or reporting on personal.

They did not pull Experian Biz, or I would have had an alert from NAV. I have no idea about SBFE??

And Yes, Personal Credit is still a very much so

But I really need to cool off for a little while.

Re: Walmart Community Bus. Card NET30 No PG **Approval

cashorcharge — Mon, 06 Dec 2021 03:18:25 GMT

Not a bad pick up. At least for reporting purposes. Nice!

Congratulations on your Walmart Approval!! 🥂🎉👏🏻

Re: Walmart Community Bus. Card NET30 No PG **Approval

woodyman100 — Mon, 06 Dec 2021 04:29:12 GMT

Imma do this!

Re: Walmart Community Bus. Card NET30 No PG **Approval

pamon — Tue, 07 Dec 2021 04:03:21 GMT

How were u able to view the acct online already? Did u get the card and then register? Gotta wait till u get it i guess.

Re: Walmart Community Bus. Card NET30 No PG **Approval

104848 — Tue, 07 Dec 2021 04:51:17 GMT

yeah ^ you have to get the card first

i also received mine... 16 digit acct # + zip code will get you registered

my mild ocd had me cringing because the print on the back of the card in not straight 😉 more at a 15º angle like a 1966 batman scene 😅

Re: Walmart Community Bus. Card NET30 No PG **Approval

pamon — Tue, 07 Dec 2021 05:02:07 GMT

Cool thanks

@104848 wrote:
yeah ^ you have to get the card first

i also received mine... 16 digit acct # + zip code will get you registered

my mild ocd had me cringing because the print on the back of the card in not straight 😉 more at a 15º angle like a 1966 batman scene 😅

Re: Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Tue, 07 Dec 2021 06:01:55 GMT

@pamon wrote:
How were u able to view the acct online already? Did u get the card and then register? Gotta wait till u get it i guess.

@pamon, I called into to ask some questions, and was able to get the Credit acct# and the CSR helped me to log-in.

I can tell you that, speaking with them was a great experience. They have real Bus. customer service

Re: Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Tue, 07 Dec 2021 06:03:29 GMT

@104848 wrote:
yeah ^ you have to get the card first

i also received mine... 16 digit acct # + zip code will get you registered

my mild ocd had me cringing because the print on the back of the card in not straight 😉 more at a 15º angle like a 1966 batman scene 😅

@104848, No, you don't have to have the card first. I answered upthread.

I do NOT yet have the card.

Re: Walmart Community Bus. Card NET30 No PG **Approval

FinStar — Tue, 07 Dec 2021 06:12:43 GMT

Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG). So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right?

Re: Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Tue, 07 Dec 2021 06:25:05 GMT

@FinStar wrote:
Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG). So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right?

Thanks @FinStar !

Yes, to all you posted above.

I spoke with a very well versed rep today, basically said if it were PG'd,

that down the road they would HP your personal credit report for CLI's.

With no PG they would just pull Bus. EX for CLI's.

He also told me that it would report to DandB, SBFE and Bus. Experian.

Also that it would not report to personal even if it were PG'd.

Just to add, He said that with a "PG" based on what I had told Him, said I would have no problem getting a $25K CL.

He also mentioned the reason for the low initial SL, was based on "Not much DBA credit history to go on"

Re: Walmart Community Bus. Card NET30 No PG **Approval

FinStar — Tue, 07 Dec 2021 06:33:13 GMT

@M_Smart007 wrote:
@FinStar wrote:
Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG). So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right?
Thanks @FinStar !
Yes, to all you posted above.
I spoke with a very well versed rep today, basically said if it were PG'd,
that down the road they would HP your personal credit report for CLI's.
With no PG they would just pull Bus. EX for CLI's.

He also told me that it would report to DandB, SBFE and Bus. Experian.
Also that it would not report to personal even if it were PG'd.

Just to add, He said that with a "PG" based on what I had told Him, said I would have no problem getting a $25K CL.
He also mentioned the reason for the low initial SL, was based on "Not much DBA credit history to go on"

Ah, very excellent points @M_Smart007 -- thanks for the extra details. So, I'm not sure if this changed a while ago or this has been the case with the card, but what I read on the site and there are definitely 2 pluses and 1 minus (IMO). But, it can work I suppose!

The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing).

Re: Walmart Community Bus. Card NET30 No PG **Approval

Five6Two — Tue, 07 Dec 2021 18:43:37 GMT

@FinStar wrote:
The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing).

The Sam's Club gas stations is a huge plus for me, there are two relatively closer to me than the Costco and I dislike not being able to use them when I am running low on fuel. Waiting in the Costco line is like pulling teeth if you go anytime between 8am-8pm.

Re: Walmart Community Bus. Card NET30 No PG **Approval

M_Smart007 — Sat, 11 Dec 2021 19:37:14 GMT

Fast turn around from approval to card arrival.

I wish all CC's were as stout and sturdy as this card.

(click image to enlarge)

"The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing)." 🐼🎻

Re: Walmart Community Bus. Card NET30 No PG **Approval

Five6Two — Tue, 14 Dec 2021 07:03:00 GMT

@M_Smart007 wrote:
Fast turn around from approval to card arrival.
I wish all CC's were as stout and sturdy as this card.

Could probably use the card to cut open the recurring rotisserie chicken

Re: Walmart Community Bus. Card NET30 No PG **Approval

pamon — Tue, 14 Dec 2021 07:24:32 GMT

Can see using card more at sams club vs walmart for biz purchases. Sams gives u more options depending on your biz. Wally has more daily supplies but I guess depends on your biz.

Re: Walmart Community Bus. Card NET30 No PG **Approval

Five6Two — Tue, 14 Dec 2021 08:28:53 GMT

@pamon wrote:
Can see using card more at sams club vs walmart for biz purchases. Sams gives u more options depending on your biz. Wally has more daily supplies but I guess depends on your biz.

I suppose, as long as you have membership