topic Lowe's 4Pros Business $4000.00 **Approval in Business Credit

Lowe's 4Pros Business $4000.00 **Approval

M_Smart007 — Fri, 07 Jan 2022 06:45:10 GMT

Lowe's 4Pros Business $4000.00 **Approval

Applied and got the "Your application requires a quick call after review"

So I called, nice lady asked a few questions, then transfered me to another dept.

Turns out it was the SYNCB fraud dept. He asked about 5 questions then put me on hold,

came back you are approved for a whopping $4000.00 .. (Don't really need a big CL)

I just want the line of credit to report

This required a PG, I did not see any way around it in the App.

Looks like they pulled TU .. but were not successful at EX as I got a "BLOCKED" alert

No Approval email. I will add a screenshot once the card arrives and I can log-in.

(click image to enlarge)

Re: Lowe's 4Pros Business $4000.00 **Approval

sugarcreek67 — Fri, 07 Jan 2022 11:43:08 GMT

Congrats on the approval

Re: Lowe's 4Pros Business $4000.00 **Approval

cashorcharge — Fri, 07 Jan 2022 21:52:11 GMT

WOOHOO!! Congrats on your Lowes4Pro's (Love that name)

Re: Lowe's 4Pros Business $4000.00 **Approval

MmmarkAz — Fri, 07 Jan 2022 22:41:32 GMT

@M_Smart007

Congrats on Your Lowe's 4 Pros Approval 😃 Twice My SL last May, But Did Get a CLI to 6k after 6mos, The Letter was Weird: Sorry we can't Approve what you Requested, But Your New Credit Limit is 6k, Exactly what I asked for.. Lol

Re: Lowe's 4Pros Business $4000.00 **Approval

wasCB14 — Sat, 08 Jan 2022 19:54:26 GMT

I'm an AU on a Lowes Amex but very rarely use it and don't know the cards well. Any particular reason you went for the "Business Advantage" card instead of the "Commercial Account" card, or the "Business Rewards" Amex?

Re: Lowe's 4Pros Business $4000.00 **Approval

Junejer — Sat, 08 Jan 2022 20:37:41 GMT

Congrats on your approval @M_Smart007!

Re: Lowe's 4Pros Business $4000.00 **Approval

M_Smart007 — Sun, 09 Jan 2022 00:09:56 GMT

@wasCB14 wrote:
I'm an AU on a Lowes Amex but very rarely use it and don't know the cards well. Any particular reason you went for the "Business Advantage" card instead of the "Commercial Account" card, or the "Business Rewards" Amex?

@wasCB14, To be very honest, it does not matter which card I have. Won't use it much anyhow.

With 8 AmEx revolvers, I doubt I could get another AENB approval right now.

Re: Lowe's 4Pros Business $4000.00 **Approval

M_Smart007 — Sun, 09 Jan 2022 00:10:22 GMT

@Junejer wrote:
Congrats on your approval @M_Smart007!

@Junejer, Thank You

Re: Lowe's 4Pros Business $4000.00 **Approval

M_Smart007 — Sun, 09 Jan 2022 00:11:44 GMT

@MmmarkAz wrote:
@M_Smart007
Congrats on Your Lowe's 4 Pros Approval 😃 Twice My SL last May, But Did Get a CLI to 6k after 6mos, The Letter was Weird: Sorry we can't Approve what you Requested, But Your New Credit Limit is 6k, Exactly what I asked for.. Lol

@MmmarkAz, That is to funny

Synchrony definately does some very odd things

Re: Lowe's 4Pros Business $4000.00 **Approval

Kasuito39 — Sun, 09 Jan 2022 14:21:09 GMT

Congrats on your approval

Re: Lowe's 4Pros Business $4000.00 **Approval

Creditaddict — Mon, 10 Jan 2022 01:38:02 GMT

I';m so glad I picked this card up a couple years ago before they started making you PG it and for some reason this past year they went little crazy and I'm up to $40k CLI... You know I usually shoot for the moon and if you don't get countered by Sync you didn't ask for enough... well that was me when they gave me $25k and then the next day called and was like... umm $40k and she very quickly said approved... I was like umm... I was torn from being like fine, I want $100k but I hung up since I didn't want them to close it after a weird review! lol

still debating calling back though, it's been several months.

Re: Lowe's 4Pros Business $4000.00 **Approval

M_Smart007 — Mon, 10 Jan 2022 01:53:32 GMT

@Creditaddict wrote:
I';m so glad I picked this card up a couple years ago before they started making you PG it and for some reason this past year they went little crazy and I'm up to $40k CLI... You know I usually shoot for the moon and if you don't get countered by Sync you didn't ask for enough... well that was me when they gave me $25k and then the next day called and was like... umm $40k and she very quickly said approved... I was like umm... I was torn from being like fine, I want $100k but I hung up since I didn't want them to close it after a weird review! lol
still debating calling back though, it's been several months.

Good to know that there is possibility of growth, Ya I get ya on poking the bear.

Can't tell ya how many times .. I probably left money on the table.

I got the personal Lowe's @ $7K then poked twice within a week $7>>$25>>$35K.

I had all my SYNCB card's closed over a year ago.. so now I will only have (1) personal card with them.

Re: Lowe's 4Pros Business $4000.00 **Approval

dborun200 — Mon, 07 Mar 2022 04:16:45 GMT

congrats! is that card need to pay off every month?

Re: Lowe's 4Pros Business $4000.00 **Approval

Creditaddict — Mon, 07 Mar 2022 04:22:06 GMT

@dborun200 wrote:
congrats! is that card need to pay off every month?

No, they have both I believe.

Re: Lowe's 4Pros Business $4000.00 **Approval

GApeachy — Tue, 08 Mar 2022 13:14:26 GMT

@Creditaddict wrote:
@dborun200 wrote:
congrats! is that card need to pay off every month?
No, they have both I believe.

Terms for the Lowe's 4Pros Business Advantage card below:

"Lowe's Business Advantage

• Request multiple cards.

• Get itemized transactions and product-level details by invoice.

• Download up to six months of activity in Excel, Quicken or QuickBooks.

• 0% interest for 60 days** on new purchases. Minimum monthly payments required. Regular rates apply after the 60-day promotional period ends. 0% interest is available on purchases made at least five business days after you become a Lowe’s For Pros Loyalty Member with your card registered/enrolled in your Lowe’s For Pros account."

@M_Smart007 don't know how I missed this one but a late congrats to you. I really like this card and indepth stmts.... probably the most of all biz accts. I have.

Re: Lowe's 4Pros Business $4000.00 **Approval

Red1Blue — Tue, 08 Mar 2022 13:20:38 GMT

Hi @M_Smart007 congrats for your Lowe"s card approval.