topic Re: Navy Go Biz Visa APPROVED in Business Credit

Navy Go Biz Visa APPROVED

sugarcreek67 — Mon, 10 Jan 2022 23:51:32 GMT

After having read the reviews about the Navy business side being slow and difficult to get anywhere with. Well I can confirm they are in no hurry to get a card application processed. I applied Dec 10,2021 I just received the approval email yesterday. They approved me for 7K

I just opened Biz checking and savings with them few days before the app for the card.

Re: Navy Go Biz Visa APPROVED

jaxstraw — Tue, 11 Jan 2022 00:24:42 GMT

@sugarcreek67 wrote:
After having read the reviews about the Navy business side being slow and difficult to get anywhere with. Well I can confirm they are in no hurry to get a card application processed. I applied Dec 10,2021 I just received the approval email yesterday. They approved me for 7K
I just opened Biz checking and savings with them few days before the app for the card.

Congratulations. I have been banking with Navy Biz for over a decade.

I do agree with the assessment of it's service on the Biz end....it is not debatable.

But for a very small business like mine it is entirely serviceable for a CC and everyday checking.

I have hopes someday they will make an effort to change and modernize this division but until then I will use alternative sources for financing and BLOC.

Re: Navy Go Biz Visa APPROVED

cashorcharge — Tue, 11 Jan 2022 00:53:12 GMT

Thanks for sharing the experience and CONGRATS on your approval!!

Re: Navy Go Biz Visa APPROVED

sugarcreek67 — Tue, 11 Jan 2022 00:56:07 GMT

@jaxstraw wrote:
@sugarcreek67 wrote:
After having read the reviews about the Navy business side being slow and difficult to get anywhere with. Well I can confirm they are in no hurry to get a card application processed. I applied Dec 10,2021 I just received the approval email yesterday. They approved me for 7K
I just opened Biz checking and savings with them few days before the app for the card.
Congratulations. I have been banking with Navy Biz for over a decade.
I do agree with the assessment of it's service on the Biz end....it is not debatable.
But for a very small business like mine it is entirely serviceable for a CC and everyday checking.
I have hopes someday they will make an effort to change and modernize this division but until then I will use alternative sources for financing and BLOC.

I am debating on whether or not to keep US Bank as my main Biz bank or move it all to Navy. really depends on how they handle my direct deposits. if they are quick to clear them then USB may be the shortest banking relation I ever had. too many fee's already,worse than 53 bank

Re: Navy Go Biz Visa APPROVED

M_Smart007 — Tue, 11 Jan 2022 01:45:47 GMT

Congratulations on your Navy Approval.

Having been in biz most of my life,

My recommended approach is to keep US bank as a backup,

just in case something with Navy goes SOUTH!

I actually use Charles Schwab for my oldest LLC main acct. (no need to deposit cash.)

Use Chase and US Bank, if I need to deposit cash.

"One is none - Two is one"

Three can account for two

MHO ..Just sayin.

Re: Navy Go Biz Visa APPROVED

sugarcreek67 — Tue, 11 Jan 2022 02:09:30 GMT

@M_Smart007 wrote:
Congratulations on your Navy Approval.
Having been in biz most of my life,
My recommended approach is to keep US bank as a backup,
just in case something with Navy goes SOUTH!

I actually use Charles Schwab for my oldest LLC main acct. (no need to deposit cash.)
Use Chase and US Bank, if I need to deposit cash.

"One is none - Two is one"
Three can account for two

MHO ..Just sayin.

@M_Smart007 agree with the view, I had thoughts of AOD Biz account but I think those account types are geo fenced to Bama only. I dont have need of cash deposit as everything for me is direct deposit.

Re: Navy Go Biz Visa APPROVED

Conceptual23 — Tue, 11 Jan 2022 10:32:36 GMT

Congratulations on the approval. I'll be completing my biz bank account app with them today to eventually apply for this card.

Re: Navy Go Biz Visa APPROVED

sugarcreek67 — Tue, 11 Jan 2022 13:25:53 GMT

@Conceptual23 wrote:
Congratulations on the approval. I'll be completing my biz bank account app with them today to eventually apply for The buiness

membership part is easy and fairly quick.....the card app,not so much. good luck

Re: Navy Go Biz Visa APPROVED

pizzadude — Tue, 11 Jan 2022 15:07:44 GMT

Congrats on the approval, but I think we can all agree that 1 month to open a CC account with a $7K limit is absurdly slow.

I have a NFCU biz checking / savings and I've experienced no major issues. Additionally both accounts have had no fees at all for the last two years, so they're basically free.

Incoming ACH transactions generally clear within 1 day, outgoing ACH 1-2 days depending on the time of day the transaction is initiated.

Outgoing ACH is capped at $5K for me, which has been inconvenient but I've just broken into multiple transactions to get around this.

Re: Navy Go Biz Visa APPROVED

SouthJamaica — Tue, 11 Jan 2022 16:36:38 GMT

@sugarcreek67 wrote:
@jaxstraw wrote:
@sugarcreek67 wrote:
After having read the reviews about the Navy business side being slow and difficult to get anywhere with. Well I can confirm they are in no hurry to get a card application processed. I applied Dec 10,2021 I just received the approval email yesterday. They approved me for 7K
I just opened Biz checking and savings with them few days before the app for the card.
Congratulations. I have been banking with Navy Biz for over a decade.
I do agree with the assessment of it's service on the Biz end....it is not debatable.
But for a very small business like mine it is entirely serviceable for a CC and everyday checking.
I have hopes someday they will make an effort to change and modernize this division but until then I will use alternative sources for financing and BLOC.
I am debating on whether or not to keep US Bank as my main Biz bank or move it all to Navy. really depends on how they handle my direct deposits. if they are quick to clear them then USB may be the shortest banking relation I ever had. too many fee's already,worse than 53 bank

I strongly advise you NOT to rely entirely on NFCU for your business banking. Their business banking department is terrible to deal with, the polar opposite of their excellent consumer banking.

topic Re: Navy Go Biz Visa *APPROVED* in Business Credit

Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

Re: Navy Go Biz Visa *APPROVED*

topic Re: Navy Go Biz Visa APPROVED in Business Credit

Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED

Re: Navy Go Biz Visa APPROVED