topic Re: Business card that doesn’t report to personal in Business Credit

Business card that doesn’t report to personal

Jccflat — Mon, 24 Jan 2022 23:23:05 GMT

Besides Amex that I have and chase that I can't have because I have bk from 2015

and citizen declined me waht other cards are there ?

Re: Business card that doesn’t report to personal

jaxstraw — Tue, 25 Jan 2022 03:59:58 GMT

https://ficoforums.myfico.com/t5/Business-Credit/Which-Bank-Biz-Cards-Report-To-Biz-Credit-Reports/td-p/5542736

Re: Business card that doesn’t report to personal

SouthJamaica — Tue, 25 Jan 2022 14:54:00 GMT

@Jccflat wrote:
Besides Amex that I have and chase that I can't have because I have bk from 2015
and citizen declined me waht other cards are there ?

Almost all business cards do not report to personal. It is easier to list the 3 outliers who do report to personal: Capital One, TD Bank, and Discover.

Re: Business card that doesn’t report to personal

GApeachy — Fri, 28 Jan 2022 16:35:57 GMT

@SouthJamaica wrote:
@Jccflat wrote:
Besides Amex that I have and chase that I can't have because I have bk from 2015
and citizen declined me waht other cards are there ?
Almost all business cards do not report to personal. It is easier to list the 3 outliers who do report to personal: Capital One, TD Bank, and Discover.

@FinStar now that USB services State Farm biz products have you noticed whether or not USB reports to personal cb's?

Re: Business card that doesn’t report to personal

Drwaz99 — Fri, 28 Jan 2022 16:48:04 GMT

@GApeachy wrote:
@SouthJamaica wrote:
@Jccflat wrote:
Besides Amex that I have and chase that I can't have because I have bk from 2015
and citizen declined me waht other cards are there ?
Almost all business cards do not report to personal. It is easier to list the 3 outliers who do report to personal: Capital One, TD Bank, and Discover.
@FinStar now that USB services State Farm biz products have you noticed whether or not USB reports to personal cb's?

Not Fin, but my Triple Cash Rewards card from USB does not report to my personal reports.

Re: Business card that doesn’t report to personal

GApeachy — Fri, 28 Jan 2022 16:51:34 GMT

@Drwaz99 wrote:
@GApeachy wrote:
@SouthJamaica wrote:
@Jccflat wrote:
Besides Amex that I have and chase that I can't have because I have bk from 2015
and citizen declined me waht other cards are there ?
Almost all business cards do not report to personal. It is easier to list the 3 outliers who do report to personal: Capital One, TD Bank, and Discover.
@FinStar now that USB services State Farm biz products have you noticed whether or not USB reports to personal cb's?
Not Fin, but my Triple Cash Rewards card from USB does not report to my personal reports.

None of our USB cc's do either but @FinStar had the State Farm biz card that did report to personal...but now that USB has taken over the card I'm hopeful that this State Farm biz card does not continue to report to personal cr's.

Re: Business card that doesn’t report to personal

username7 — Fri, 28 Jan 2022 17:02:36 GMT

Very happy to hear US Banks' Triple Cash Biz Rewards does NOT report to personal. I still can't comprehend how I got that card when im JFC/24.

Re: Business card that doesn’t report to personal

FinStar — Fri, 28 Jan 2022 21:31:58 GMT

@GApeachy wrote:
@Drwaz99 wrote:
@GApeachy wrote:
@SouthJamaica wrote:
@Jccflat wrote:
Besides Amex that I have and chase that I can't have because I have bk from 2015
and citizen declined me waht other cards are there ?
Almost all business cards do not report to personal. It is easier to list the 3 outliers who do report to personal: Capital One, TD Bank, and Discover.
@FinStar now that USB services State Farm biz products have you noticed whether or not USB reports to personal cb's?
Not Fin, but my Triple Cash Rewards card from USB does not report to my personal reports.
None of our USB cc's do either but @FinStar had the State Farm biz card that did report to personal...but now that USB has taken over the card I'm hopeful that this State Farm biz card does not continue to report to personal cr's.

Correct @GApeachy 😁

They stopped reporting to personal CRs as of last year (early 2021). That said, folks are likely to still see a tradeline entry as follows in CK or personal CRsi gven the SFB biz CC > USB transfer:

Account Details

Account status Transferred

Type Credit Card

Responsibility Individual

Remarks Purchased by another lender

Times 30/60/90 days late 0/0/0

Closed Mar. 17, 2021