https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546733#M42794 <P>Thank you both.</P> Mon, 06 Jun 2022 18:50:16 GMT NYC_Fella 2022-06-06T18:50:16Z https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546651#M42786 <P>Amex has shown me a lot of love lately and is now pushing me to apply for a pre-approved BBP card (this will be my first business card post-BK). Is there any downside? At present I have a 6-month-old BCP and a 3-month-old Platinum, both with $15K CL/POTL and heavy usage (PIF). I assume there will be no HP. Am I also correct in assuming that this will not count as a new account on my personal credit record? I don't want to bring my AoYA back down to 0 momths.</P> Mon, 06 Jun 2022 16:35:25 GMT https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546651#M42786 NYC_Fella 2022-06-06T16:35:25Z https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546693#M42790 <P>I can say definitively that this will NOT affect your AoYA as AMEX cards will not report to your personal credit.</P><P>As for HP vs SP....if they've told you that you're preapproved and your account managment with them so far has been good, it is very much likely that yes, you'll get approved with a SP. &nbsp;Most with good AMEX experience have reported this</P> Mon, 06 Jun 2022 17:52:37 GMT https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546693#M42790 cashorcharge 2022-06-06T17:52:37Z https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546715#M42792 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1111717">@NYC_Fella</a>&nbsp;wrote:<BR /><P>Amex has shown me a lot of love lately and is now pushing me to apply for a pre-approved BBP card (this will be my first business card post-BK). Is there any downside? At present I have a 6-month-old BCP and a 3-month-old Platinum, both with $15K CL/POTL and heavy usage (PIF). I assume there will be no HP. Am I also correct in assuming that this will not count as a new account on my personal credit record? I don't want to bring my AoYA back down to 0 momths.</P><HR /></BLOCKQUOTE><P>It's a good card if you like and can get value out of Amex's MR points which are basically good for nothing but travel.</P><P>I have the BBP but prefer my Blue Business Cash card, because I have more use for cash to plow back into my business.</P><P>Since you already have Amex cards there will likely be no HP.</P><P>It will not appear in your personal credit.</P><P>&nbsp;</P><P>&nbsp;</P> Wed, 08 Jun 2022 17:52:35 GMT https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546715#M42792 SouthJamaica 2022-06-08T17:52:35Z https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546733#M42794 <P>Thank you both.</P> Mon, 06 Jun 2022 18:50:16 GMT https://ficoforums.myfico.com/t5/Business-Credit/Amex-Blue-Business-Plus-To-apply-or-not-to-apply/m-p/6546733#M42794 NYC_Fella 2022-06-06T18:50:16Z