topic Re: Best business credit card with 0% intro APR and no foreign transaction fees in Business Credit

Best business credit card with 0% intro APR and no foreign transaction fees

Schmoopy — Fri, 16 Sep 2022 06:36:58 GMT

Hey,

I'm looking for a business credit card with 0% intro APR and no foreign transaction fees.

I saw Wells Fargo Business platinum credit card offers that together with $300 cash back after spending $3000 & 1.5% cash back.

BofA Travel Rewards business card also offers that with $300 travel credit after spedning $3000 & 1.5% cash back as well. It also offers 3% back on travel booked at the BofA portal.

Is it safe to assume WF will pull EX only while BofA could end up pulling all 3 bureaus?

Does anyone know a business card that can beat it? Needs to have 0% intro APR *and* no foreign transaction fees. Thanks!

Re: Best business credit card with 0% intro APR and no foreign transaction fees

Schmoopy — Fri, 16 Sep 2022 06:58:53 GMT

I also have an existing relationship with Bank of America - two personal credit cards and another business card. Any chance BofA will do a soft pull only cause of that or unlikely?

Re: Best business credit card with 0% intro APR and no foreign transaction fees

MrDisco99 — Sun, 18 Sep 2022 13:24:48 GMT

0% intro and no FTF... I don't know... Cap1?

Re: Best business credit card with 0% intro APR and no foreign transaction fees

Schmoopy — Mon, 19 Sep 2022 05:12:04 GMT

Thanks. The cap1 card with 0% APR does have FTF.

I applied to BofA business travel rewards and was approved for $10,500 credit limit. They pulled TU. I'm In CA.

Re: Best business credit card with 0% intro APR and no foreign transaction fees

SouthJamaica — Mon, 19 Sep 2022 15:30:18 GMT

@Schmoopy wrote:
Thanks. The cap1 card with 0% APR does have FTF.

I applied to BofA business travel rewards and was approved for $10,500 credit limit. They pulled TU. I'm In CA.

Congratulations. Enjoy the card.

Re: Best business credit card with 0% intro APR and no foreign transaction fees

cashorcharge — Mon, 19 Sep 2022 21:19:27 GMT

WooHoo!! Congratulations on your BofA Approval!!👏🏼🍾🥂

Re: Best business credit card with 0% intro APR and no foreign transaction fees

SPChaser — Thu, 29 Sep 2022 07:38:34 GMT

@Schmoopy wrote:
Hey,
I'm looking for a business credit card with 0% intro APR and no foreign transaction fees.
I saw Wells Fargo Business platinum credit card offers that together with $300 cash back after spending $3000 & 1.5% cash back.
BofA Travel Rewards business card also offers that with $300 travel credit after spedning $3000 & 1.5% cash back as well. It also offers 3% back on travel booked at the BofA portal.

Is it safe to assume WF will pull EX only while BofA could end up pulling all 3 bureaus?

Does anyone know a business card that can beat it? Needs to have 0% intro APR *and* no foreign transaction fees. Thanks!

What about Amex Platinum Business card? I know it's a charge card, but I think they're still offering 0% APR for 12 months. My only caveat is that depending on your POT limit, the card may not be beneficial. Yeah, you would have no interest for a year, but if that POT limit is $2000, there is not much you can do with that if you're planning on a much bigger purchase to pay off later on.

Re: Best business credit card with 0% intro APR and no foreign transaction fees

trvlscmmr — Tue, 04 Oct 2022 20:00:46 GMT

@SPChaser wrote:
@Schmoopy wrote:
Hey,
I'm looking for a business credit card with 0% intro APR and no foreign transaction fees.
I saw Wells Fargo Business platinum credit card offers that together with $300 cash back after spending $3000 & 1.5% cash back.
BofA Travel Rewards business card also offers that with $300 travel credit after spedning $3000 & 1.5% cash back as well. It also offers 3% back on travel booked at the BofA portal.

Is it safe to assume WF will pull EX only while BofA could end up pulling all 3 bureaus?

Does anyone know a business card that can beat it? Needs to have 0% intro APR *and* no foreign transaction fees. Thanks!
What about Amex Platinum Business card? I know it's a charge card, but I think they're still offering 0% APR for 12 months. My only caveat is that depending on your POT limit, the card may not be beneficial. Yeah, you would have no interest for a year, but if that POT limit is $2000, there is not much you can do with that if you're planning on a much bigger purchase to pay off later on.

The 0% Amex Business Plat intro offer is only for purchases $100 or more, purchases that qualify for pay over time.

Re: Best business credit card with 0% intro APR and no foreign transaction fees

AzCreditGuy — Wed, 05 Oct 2022 18:08:49 GMT

I have gotten some great information on this site for Business Credit, but if I wanted more credit for my Business after learning so much here. I wouldnt bother with my current banks USBank or Wells Fargo...Just for the sake getting more INQs on my personal report. I just obtained a GM Business CC with 0% APR and Soft Pulls on my Personal and Business and nice hefty CL at $31k. The banks would my last resort and even than I wouldnt be happy going with them.